Real Estate Investing in Panton, Vermont (05491)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Addison County • Population: 5,750 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 05491 (Panton, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (48/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 19.7% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 26.4 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Panton, VT (05491)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $422,394
Avg Monthly Rent $1,332
1% Rule ✗ Does Not Meet
Median Income $87,216
% Renters 23.2%

Market Analysis: 05491 Panton

The 05491 ZIP covers a section of Panton that demands careful diligence. Prices near $422K look accessible, but the work to make a deal cash flow is real.

The investment case in 05491 is durable only for operators who understand what they are buying. A $422K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

From a cash-flow lens, 05491 offers a low basis, the region around Panton has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 05491 ZIP's population of 5,750 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.

Strategy in 05491 is an operator game, not a passive one. Meanwhile, entry prices of $422K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Panton:

C+ Average
Buy Confidence Score: 60/100
Affordability
10/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.8× the median income
Value Trend
Stable (+2.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,332/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$440K$395K$350K$306K$261K$216KJun 2006Jul 2016Jul 2026

📊 How Does 05491 Compare?

Metric 05491 Panton Vermont
Home Value $422,394 $422,394 $387,631
5-Year CAGR 4.1% 4.1% 6.4%
Avg Rent $1,332 $1,332 -
Cap Rate 2.5% 2.5% -
💡 Why Invest in 05491? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05491 (Panton, VT). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 05491 (Panton, VT)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+4.1%
Moderate

📊 Market Snapshot

Home Value $422,394
Monthly Rent $1,332
Price-to-Rent 26.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 6.6%

📈 Home Appreciation

1-Year +2.5% ▲
3-Year CAGR +1.0% ▲
5-Year CAGR +4.1% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.7%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+4.1%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05491

Population: 5,750

💰 Median Household Income
$87,216
This area
$87,216
State
$75,625
USA
$74,580
🏠 Renter Occupied
23.2%
This area
23.2%
State
19.3%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-24.2%
USA
3.7%
🎓 College Educated
38.0%
This area
38.0%
State
2.9%
USA
33.7%
👤 Median Age
46.1 years
This area
46.1 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
19.7%
This area
19.7%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 95.1%
Other/Mixed 4.1%
Hispanic/Latino 2.8%
Black/African American 0.8%
👶 Under 18
17.1%
This area
17.1%
USA
22.0%
👴 65 and Over
21.0%
This area
21.0%
USA
17.3%
📊 Poverty Rate
4.8%
This area
4.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05491

A+ Avg School Grade
3 Schools
9.9:1 Avg Class Size
$27,537 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Vergennes Union High School

📚 09 – 12 High School
👥
242 Students
👨‍🏫
7.2:1 Class Size
💰
$27,537 Per Student
A+ Excellent

Vergennes Union Elementary School

📚 Pre-K – 06 School
👥
303 Students
👨‍🏫
12.1:1 Class Size
💰
$27,537 Per Student
A+ Excellent

Vergennes Union Middle School

📚 07 – 08 Middle
👥
128 Students
👨‍🏫
10.2:1 Class Size
💰
$27,537 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
B+
Middlebury College
2,857 students · 10.6 mi

Frequently Asked Questions

How much do tenants pay in Panton, VT?

Average rent in Panton, VT is approximately $1,332/mo per month. Against $422K home values that yields a reasonable rent-to-price ratio.

Is the tenant base reliable in Panton, VT?

Working renters make up the core of the Panton, VT tenant base. The pool is reasonable for investors targeting long-term holds.

Is Panton, VT a good market for buy-and-hold investors?

With a 3.0/5 investability score, Panton, VT ranks as a solid market for rental property investors. Median prices of $422K and rents of $1,332/mo drive the underlying numbers.

What real estate strategy is ideal for Panton, VT?

Investors usually favor careful cash-flow rentals with hands-on management in Panton, VT. With home values at $422K and rents near $1,332/mo, other strategies can work but produce steady rather than outsized returns.

Can I house hack in Panton, VT?

For house hackers, Panton, VT is a challenging. The $1,332/mo rent on a unit helps defray the mortgage on a $422K property.

You know 05491 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05491 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 05491 (Panton)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 05491 (Panton, VT).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.