Real Estate Investing in Groton, Vermont (05046)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 05046 (Groton, VT)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 33.2% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Groton, VT (05046)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 05046 Groton
ZIP 05046 in Groton, VT carries a robust set of headwinds. Home values near $313K and rents of $1,107/mo sit inside a market where underwriting has to be tight.
Distressed markets are won on execution, not on spreadsheets. ZIP 05046 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
In the broader VT picture, 05046 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
A healthy renter share of 12% in 05046 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Experienced landlords with local relationships tend to find 05046 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Groton:
Market Trends
Home Value History (with trend line)
📊 How Does 05046 Compare?
| Metric | 05046 | Groton | Vermont |
|---|---|---|---|
| Home Value | $312,565 | $312,565 | $387,631 |
| 5-Year CAGR | 3.9% | 3.9% | 6.4% |
| Avg Rent | $1,107 | $1,107 | - |
| Cap Rate | 2.8% | 2.8% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 05046 (Groton, VT). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 05046 (Groton, VT)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $312,565 |
| Monthly Rent | $1,107 |
| Price-to-Rent | 23.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.3% |
| Cap Rate | 2.8% |
| 5-Year IRR | 6.7% |
📈 Home Appreciation
| 1-Year | +8.9% ▲ |
| 3-Year CAGR | +1.0% ▲ |
| 5-Year CAGR | +3.9% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 05046
Population: 1,234
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the median home value in Groton, VT?
Homes in Groton, VT typically sell near $313K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.
How strong are rents in Groton, VT?
Average rent in Groton, VT is approximately $1,107/mo per month. Against $313K home values that yields a reasonable rent-to-price ratio.
Are renters plentiful in Groton, VT?
Groton, VT offers a stable renter base at the $1,107/mo rent level. Tenant turnover is reasonable for well-managed properties.
How viable is house hacking in Groton, VT?
For house hackers, Groton, VT is a challenging. The $1,107/mo rent on a unit helps defray the mortgage on a $313K property.
Is VT a landlord-friendly state?
Rental owners in Groton, VT deal with a balanced legal framework. Most standard eviction processes run on reasonable timelines.
You know 05046 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 05046 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 05046 (Groton)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 05046 (Groton, VT).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.