Real Estate Investing in Tuftonboro, New Hampshire (03816)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Carroll County • Population: 1,441 • Data updated: September 2026

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Should you buy in 03816 (Tuftonboro, NH)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 27.9% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 31.0 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Tuftonboro, NH (03816)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $595,857
Avg Monthly Rent $1,602
1% Rule ✗ Does Not Meet
Median Income $75,323
% Renters 10.7%

Market Analysis: 03816 Tuftonboro

Put differently, ZIP 03816 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $596K median. It rewards specialists, not generalists.

Rent of $1,602/mo on a $596K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 03816 sits below the stated 0.0% once reality is priced in.

Regionally, 03816 sits on the difficult end of the NH spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

The 03816 ZIP's population of 1,441 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.

Strategy in 03816 is an operator game, not a passive one. From an investor standpoint, entry prices of $596K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tuftonboro:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.9× the median income
Value Trend
Rising (+9.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,602/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 03816

Which property type performs best in this market?

Best for Cash Flow
3BR
3.0% cap rate
Best for Appreciation
4BR
+10.8% 5yr CAGR
Best Overall Value
3BR
$199,299/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $486,776 $1,780 2.6% +10.4% $243,388
3BR $597,896 $2,460 3.0% +10.3% $199,299
4BR $865,437 $2,960 2.5% +10.8% $216,359

Market Trends

Home Value History (with trend line)

$625K$541K$456K$372K$287K$203KJul 2006Jul 2016Jul 2026

📊 How Does 03816 Compare?

Metric 03816 Tuftonboro New Hampshire
Home Value $595,857 $753,337 $496,656
5-Year CAGR 6.6% 6.1% 9.6%
Avg Rent $1,602 $1,571 -
Cap Rate 2.1% 1.7% -
💡 Why Invest in 03816? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 03816 (Tuftonboro, NH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.1%
Low
5yr Growth
+6.6%
Strong

📊 Market Snapshot

Home Value $595,857
Monthly Rent $1,602
Price-to-Rent 31.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.2%
Cap Rate 2.1%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +9.7% ▲
3-Year CAGR +7.1% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +9.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
27.9%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.6%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 03816

Population: 1,441

💰 Median Household Income
$75,323
This area
$75,323
State
$93,430
USA
$74,580
🏠 Renter Occupied
10.7%
This area
10.7%
State
18.9%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-6.0%
USA
3.7%
🎓 College Educated
38.1%
This area
38.1%
State
29.2%
USA
33.7%
👤 Median Age
47.2 years
This area
47.2 years
State
34.2 years
USA
38.9 years
🏚️ Vacancy Rate
27.9%
This area
27.9%
State
22.4%
USA
10.5%
👥 Population by Ethnicity
White 95.9%
Other/Mixed 4.0%
Hispanic/Latino 3.7%
👶 Under 18
21.8%
This area
21.8%
USA
22.0%
👴 65 and Over
26.4%
This area
26.4%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 03816

A Avg School Grade
1 Schools
7.4:1 Avg Class Size
$26,434 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Tuftonboro Central School

📚 K – 06 School
👥
95 Students
👨‍🏫
7.4:1 Class Size
💰
$26,434 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What kind of vacancy should I budget for in Tuftonboro, NH?

Expect elevated vacancy in Tuftonboro, NH. Rents at $1,602/mo are absorbed by the tenant base without meaningful lag.

What is the typical home price in Tuftonboro, NH?

Median home price in Tuftonboro, NH is near $596K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

What is the average monthly rent in Tuftonboro, NH?

The typical rental in Tuftonboro, NH commands about $1,602/mo monthly. That rent profile steady cash flow against the $596K purchase basis.

Is Tuftonboro, NH good for landlords?

Tuftonboro, NH operates under NH law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

Which real estate strategy fits Tuftonboro, NH?

For Tuftonboro, NH, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

You know 03816 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 03816 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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