Real Estate Investing in Moultonborough, New Hampshire (03254)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 03254 (Moultonborough, NH)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 57.7% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 32.6 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Moultonborough, NH (03254)?
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Market Analysis: 03254 Moultonborough
Not every below-median market is a bargain. Moultonborough's 03254 ZIP stands at signals that favor experienced operators who can absorb the risk $729K pricing implies.
Distressed markets are won on execution, not on spreadsheets. ZIP 03254 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
On the rental side, 03254 offers a low basis, the region around Moultonborough has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
In practical terms, 5,089 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategy in 03254 is an operator game, not a passive one. Put differently, entry prices of $729K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Moultonborough:
Property Strategy for 03254
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $551,008 | $2,070 | 2.7% | +10.2% | $275,504 |
| 3BR | $688,231 | $2,850 | 3.0% | +10.5% | $229,410 |
| 4BR | $1,225,726 | $3,430 | 2.0% | +12.7% | $306,431 |
| 5BR | $3,157,316 | — | — | +14.3% | $631,463 |
Market Trends
Home Value History (with trend line)
📊 How Does 03254 Compare?
| Metric | 03254 | Moultonborough | New Hampshire |
|---|---|---|---|
| Home Value | $729,427 | $729,427 | $496,656 |
| 5-Year CAGR | 5.6% | 5.6% | 9.6% |
| Avg Rent | $1,863 | $1,863 | - |
| Cap Rate | 2.0% | 2.0% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03254 (Moultonborough, NH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $729,427 |
| Monthly Rent | $1,863 |
| Price-to-Rent | 32.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.1% |
| Cap Rate | 2.0% |
| 5-Year IRR | 7.6% |
📈 Home Appreciation
| 1-Year | +3.9% ▲ |
| 3-Year CAGR | +2.0% ▲ |
| 5-Year CAGR | +5.6% ▲ |
| 10-Year CAGR | +8.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03254
Population: 5,089
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 03254
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How should investors approach Moultonborough, NH?
In Moultonborough, NH the impressive play is typically careful cash-flow rentals with hands-on management. The combination of $729K prices and $1,863/mo rents suits that approach.
Is rental property easy to operate in Moultonborough, NH?
The landlord environment in Moultonborough, NH is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
What does house hacking look like in Moultonborough, NH?
The a challenging house-hack environment in Moultonborough, NH reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
How does Moultonborough, NH rate as a rental market?
Moultonborough, NH rates 3.0/5 for investability. With median values at $729K and rents near $1,863/mo, the market offers reasonable fundamentals for rental investors.
How qualified is the tenant pool in Moultonborough, NH?
The tenant pool in Moultonborough, NH is solid, supported by local employment and population fundamentals. Rents of $1,863/mo are well-absorbed by the market.
You know 03254 now. You don’t know where it ranks.
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