Real Estate Investing in Ossipee, New Hampshire (03890)
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Should you buy in 03890 (Ossipee, NH)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 61.9% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Ossipee, NH (03890)?
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Market Analysis: 03890 Ossipee
ZIP 03890 in Ossipee, NH carries a substantial set of headwinds. Home values near $381K and rents of $1,602/mo sit inside a market where underwriting has to be tight.
In practical terms, the numbers look inviting — $381K purchase price, 0.0% nominal cap — the work to hit that pro forma in 03890 is substantial and deserves full respect.
Regionally, 03890 sits on the difficult end of the NH spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.
From an investor standpoint, 52 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategically, 03890 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Ossipee:
Market Trends
Home Value History (with trend line)
📊 How Does 03890 Compare?
| Metric | 03890 | Ossipee | New Hampshire |
|---|---|---|---|
| Home Value | $381,286 | $421,452 | $496,656 |
| 5-Year CAGR | 7.1% | 7.5% | 9.6% |
| Avg Rent | $1,602 | $1,575 | - |
| Cap Rate | 3.3% | 2.9% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03890 (Ossipee, NH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $381,286 |
| Monthly Rent | $1,602 |
| Price-to-Rent | 19.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.3% |
| 5-Year IRR | 10.3% |
📈 Home Appreciation
| 1-Year | +8.1% ▲ |
| 3-Year CAGR | +4.4% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03890
Population: 52
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How much is rent in Ossipee, NH?
Average rent in Ossipee, NH is approximately $1,602/mo per month. Against $381K home values that yields a reasonable rent-to-price ratio.
What is the renter demographic in Ossipee, NH?
Tenant demand in Ossipee, NH is solid. The local workforce $1,602/mo rents across most rental classes.
Is Ossipee, NH a friendly market for rental owners?
Ossipee, NH operates under NH law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.
How does Ossipee, NH rate as a rental market?
Investors tracking Ossipee, NH will find a 3.0/5 rating supported by $381K median home values and $1,602/mo rents. That profile suits long-term holders targeting steady returns.
Are homes affordable in Ossipee, NH?
Expect median prices around $381K in Ossipee, NH. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.
You know 03890 now. You don’t know where it ranks.
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