Real Estate Investing in Ossipee, New Hampshire (03864)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 03864 (Ossipee, NH)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 29.0% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Ossipee, NH (03864)?
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Market Analysis: 03864 Ossipee
The 03864 ZIP covers a section of Ossipee that demands careful diligence. Prices near $419K look accessible, but the work to make a deal cash flow is real.
The 03864 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 03864's metrics run below Carroll County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Who lives in 03864 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
New investors are better served looking at Ossipee's stable or hybrid ZIPs before stepping into 03864. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Ossipee:
Property Strategy for 03864
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $273,489 | $1,230 | 3.2% | +13.3% | $273,489 |
| 2BR | $342,711 | $1,560 | 3.3% | +10.4% | $171,355 |
| 3BR | $437,908 | $2,150 | 3.5% | +10.6% | $145,969 |
| 4BR | $486,639 | $2,590 | 3.8% | +9.8% | $121,660 |
Market Trends
Home Value History (with trend line)
📊 How Does 03864 Compare?
| Metric | 03864 | Ossipee | New Hampshire |
|---|---|---|---|
| Home Value | $418,993 | $421,452 | $496,656 |
| 5-Year CAGR | 7.9% | 7.5% | 9.6% |
| Avg Rent | $1,404 | $1,575 | - |
| Cap Rate | 2.6% | 2.9% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03864 (Ossipee, NH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $418,993 |
| Monthly Rent | $1,404 |
| Price-to-Rent | 24.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 10.5% |
📈 Home Appreciation
| 1-Year | +6.8% ▲ |
| 3-Year CAGR | +6.8% ▲ |
| 5-Year CAGR | +7.9% ▲ |
| 10-Year CAGR | +9.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03864
Population: 2,047
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Are tenants stable in Ossipee, NH?
The tenant pool in Ossipee, NH is solid, supported by local employment and population fundamentals. Rents of $1,404/mo are well-absorbed by the market.
How does Ossipee, NH stack up for property investment?
With a 3.0/5 investability score, Ossipee, NH ranks as a solid market for rental property investors. Median prices of $419K and rents of $1,404/mo drive the underlying numbers.
What is it like being a landlord in Ossipee, NH?
Landlord-friendliness in Ossipee, NH is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What investment strategy works best in Ossipee, NH?
Investors usually favor careful cash-flow rentals with hands-on management in Ossipee, NH. With home values at $419K and rents near $1,404/mo, other strategies can work but produce steady rather than outsized returns.
What are home prices like in Ossipee, NH?
In Ossipee, NH the median home value sits at $419K. Against the broader NH market, that reads as reasonable for most investors.
You know 03864 now. You don’t know where it ranks.
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