Real Estate Investing in Jaffrey, New Hampshire (03452)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 03452 (Jaffrey, NH)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 18.1% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Jaffrey, NH (03452)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 03452 Jaffrey
ZIP 03452 inside Cheshire County looks affordable on the surface — median value of $413K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $1,413/mo on a $413K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 03452 sits below the stated 0.0% once reality is priced in.
Regionally, 03452 sits on the difficult end of the NH spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 03452 includes headwinds that any investor should price in. Income distribution skews lower than Jaffrey averages, and tenant stability requires active management.
appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Jaffrey:
Property Strategy for 03452
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $325,876 | $1,570 | 3.5% | +11.2% | $162,938 |
| 3BR | $400,298 | $2,050 | 3.7% | +10.9% | $133,433 |
| 4BR | $478,113 | $2,170 | 3.3% | +11.7% | $119,528 |
| 5BR | $552,498 | — | — | +11.1% | $110,500 |
Market Trends
Home Value History (with trend line)
📊 How Does 03452 Compare?
| Metric | 03452 | Jaffrey | Keene, NH | New Hampshire |
|---|---|---|---|---|
| Home Value | $413,161 | $413,161 | N/A | $496,656 |
| 5-Year CAGR | 7.7% | 7.7% | N/A | 9.6% |
| Avg Rent | $1,413 | $1,413 | N/A | - |
| Cap Rate | 2.7% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03452 (Jaffrey, NH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $413,161 |
| Monthly Rent | $1,413 |
| Price-to-Rent | 24.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.7% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | +6.1% ▲ |
| 3-Year CAGR | +5.6% ▲ |
| 5-Year CAGR | +7.7% ▲ |
| 10-Year CAGR | +9.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03452
Population: 5,413
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 03452
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is housing expensive in Jaffrey, NH?
Jaffrey, NH median home values land near $413K. That is reasonable territory for investors looking at $1,413/mo-per-month rentals.
How do landlord-tenant laws work in Jaffrey, NH?
NH ranks as a landlord-friendly state for landlord-tenant law. Jaffrey generally follows the statewide framework, so landlords face reasonable operating rules.
How high is vacancy risk in Jaffrey, NH?
Jaffrey, NH carries elevated vacancy risk. Expect predictable absorption at market rents of $1,413/mo.
Does house hacking work in Jaffrey, NH?
House hacking works a challenging in Jaffrey, NH. Rents of $1,413/mo against $413K acquisition make the strategy solid for owner-occupants.
Is it easy to find good tenants in Jaffrey, NH?
Tenant demand in Jaffrey, NH is solid. The local workforce $1,413/mo rents across most rental classes.
You know 03452 now. You don’t know where it ranks.
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How 03452 ranks in Keene, NH
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