Real Estate Investing in Peterborough, New Hampshire (03458)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 03458 (Peterborough, NH)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 14.5% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Peterborough, NH (03458)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 03458 Peterborough
Stepping back, ZIP 03458 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $486K median. It rewards specialists, not generalists.
Rent of $1,647/mo on a $486K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 03458 sits below the stated 0.0% once reality is priced in.
Nearby ZIPs in Peterborough have seen price recovery that 03458 has not matched. Hillsborough County data supports the view that the spread is structural rather than temporary.
Demographically, 03458 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The 03458 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Peterborough:
Property Strategy for 03458
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $368,116 | $1,830 | 3.6% | +9.1% | $184,058 |
| 3BR | $454,928 | $2,190 | 3.5% | +9.5% | $151,643 |
| 4BR | $555,131 | $3,060 | 4.0% | +10.1% | $138,783 |
| 5BR | $742,721 | — | — | +10.6% | $148,544 |
Market Trends
Home Value History (with trend line)
📊 How Does 03458 Compare?
| Metric | 03458 | Peterborough | Manchester-Nashua, NH | New Hampshire |
|---|---|---|---|---|
| Home Value | $486,126 | $486,126 | N/A | $496,656 |
| 5-Year CAGR | 7.6% | 7.6% | N/A | 9.6% |
| Avg Rent | $1,647 | $1,647 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03458 (Peterborough, NH). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 03458 (Peterborough, NH)?
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Property managers serving Hillsborough County
Manage rentals here? List your business →Finley Property Management, LLC is a boutique firm offering leasing and full-time management for single-family homes, townhomes, condos, and small multi-unit properties in Portland. summary from their website
North Point Property Management, LLC, also known as RowCal, is an HOA & Community Association Management Company offering financial, maintenance, and construction services. summary from their website
Peloquin Realty & Property Management offers property management services and real estate sales in Southern New Hampshire, including multi-family properties. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $486,126 |
| Monthly Rent | $1,647 |
| Price-to-Rent | 24.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.6% |
| 5-Year IRR | 10.2% |
📈 Home Appreciation
| 1-Year | +6.4% ▲ |
| 3-Year CAGR | +4.5% ▲ |
| 5-Year CAGR | +7.6% ▲ |
| 10-Year CAGR | +8.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03458
Population: 6,914
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 03458
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is real estate in Peterborough, NH a good investment right now?
Investors tracking Peterborough, NH will find a 3.0/5 rating supported by $486K median home values and $1,647/mo rents. That profile suits long-term holders targeting reliable returns.
How qualified is the tenant pool in Peterborough, NH?
Working renters make up the core of the Peterborough, NH tenant base. The pool is reasonable for investors targeting long-term holds.
How much rent can I charge in Peterborough, NH?
Rental rates in Peterborough, NH average $1,647/mo. Tenant demand and $486K home values make the yield look reasonable by investor standards.
How quickly do rentals get leased in Peterborough, NH?
Peterborough, NH sees elevated vacancy, which is reasonable relative to the broader NH rental market.
Is Peterborough, NH good for house hacking?
Peterborough, NH is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $486K price point reasonable to enter.
You know 03458 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 03458 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 03458 ranks in Manchester-Nashua, NH
Every ZIP in this metro, ranked. Free.
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