Real Estate Investing in Temple, New Hampshire (03084)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 03084 (Temple, NH)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 27.0 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Temple, NH (03084)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 03084 Temple
Not every below-median market is a bargain. Temple's 03084 ZIP registers signals that favor experienced operators who can absorb the risk $570K pricing implies.
Rent of $1,764/mo on a $570K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 03084 sits below the stated 0.0% once reality is priced in.
Regionally, 03084 sits on the difficult end of the NH spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.
A sturdy renter share of 18% in 03084 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The 03084 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Temple:
Property Strategy for 03084
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $516,296 | $2,350 | 3.3% | +8.7% | $172,099 |
| 4BR | $576,274 | $3,280 | 4.1% | +9.4% | $144,069 |
Market Trends
Home Value History (with trend line)
📊 How Does 03084 Compare?
| Metric | 03084 | Temple | Manchester-Nashua, NH | New Hampshire |
|---|---|---|---|---|
| Home Value | $570,470 | $570,470 | N/A | $496,656 |
| 5-Year CAGR | 7.6% | 7.6% | N/A | 9.6% |
| Avg Rent | $1,764 | $1,764 | N/A | - |
| Cap Rate | 2.4% | 2.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03084 (Temple, NH). Anonymous, moderated, never written by AI.
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Property managers serving Hillsborough County
Manage rentals here? List your business →Finley Property Management, LLC is a boutique firm offering leasing and full-time management for single-family homes, townhomes, condos, and small multi-unit properties in Portland. summary from their website
North Point Property Management, LLC, also known as RowCal, is an HOA & Community Association Management Company offering financial, maintenance, and construction services. summary from their website
Peloquin Realty & Property Management offers property management services and real estate sales in Southern New Hampshire, including multi-family properties. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $570,470 |
| Monthly Rent | $1,764 |
| Price-to-Rent | 27.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.7% |
| Cap Rate | 2.4% |
| 5-Year IRR | 10.0% |
📈 Home Appreciation
| 1-Year | +10.8% ▲ |
| 3-Year CAGR | +7.4% ▲ |
| 5-Year CAGR | +7.6% ▲ |
| 10-Year CAGR | +8.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03084
Population: 1,367
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 03084
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the tenant pool like in Temple, NH?
The tenant pool in Temple, NH is solid, supported by local employment and population fundamentals. Rents of $1,764/mo are well-absorbed by the market.
How strong is Temple, NH for real estate investors?
Temple, NH rates 3.0/5 for investability. With median values at $570K and rents near $1,764/mo, the market offers reasonable fundamentals for rental investors.
How expensive is real estate in Temple, NH?
The median home value in Temple, NH is roughly $570K. That puts it reasonable relative to the NH statewide average.
How much is rent in Temple, NH?
Rents in Temple, NH run near $1,764/mo. Compared with median home prices of $570K that produces solid gross yields for typical rentals.
Can owner-occupants cash flow in Temple, NH?
Temple, NH offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,764/mo rent level.
You know 03084 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 03084 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 03084 ranks in Manchester-Nashua, NH
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