Real Estate Investing in Mont Vernon, New Hampshire (03057)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 03057 (Mont Vernon, NH)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.8% vacancy may signal weakening demand.
- High price-to-rent: Price-to-rent ratio 26.4 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Mont Vernon, NH (03057)?
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Market Analysis: 03057 Mont Vernon
The 03057 ZIP covers a section of Mont Vernon that demands careful diligence. Prices near $680K look accessible, but the work to make a deal cash flow is real.
For an experienced owner, 03057 can be a a credible choice for hunting ground — but the discount at $680K reflects genuine risk that outside investors often underestimate.
Nearby ZIPs in Mont Vernon have seen price recovery that 03057 has not matched. Hillsborough County data supports the view that the spread is structural rather than temporary.
Stepping back, 2,630 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategically, 03057 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Mont Vernon:
Property Strategy for 03057
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $444,160 | $2,390 | 3.9% | +8.1% | $222,080 |
| 3BR | $580,897 | $3,150 | 3.9% | +8.7% | $193,632 |
| 4BR | $701,652 | $3,410 | 3.5% | +9.0% | $175,413 |
Market Trends
Home Value History (with trend line)
📊 How Does 03057 Compare?
| Metric | 03057 | Mont Vernon | Manchester-Nashua, NH | New Hampshire |
|---|---|---|---|---|
| Home Value | $680,220 | $680,220 | N/A | $496,656 |
| 5-Year CAGR | 6.9% | 6.9% | N/A | 9.6% |
| Avg Rent | $2,151 | $2,151 | N/A | - |
| Cap Rate | 2.5% | 2.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03057 (Mont Vernon, NH). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 03057 (Mont Vernon, NH)?
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Property managers serving Hillsborough County
Manage rentals here? List your business →Finley Property Management, LLC is a boutique firm offering leasing and full-time management for single-family homes, townhomes, condos, and small multi-unit properties in Portland. summary from their website
North Point Property Management, LLC, also known as RowCal, is an HOA & Community Association Management Company offering financial, maintenance, and construction services. summary from their website
Peloquin Realty & Property Management offers property management services and real estate sales in Southern New Hampshire, including multi-family properties. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $680,220 |
| Monthly Rent | $2,151 |
| Price-to-Rent | 26.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.8% |
| Cap Rate | 2.5% |
| 5-Year IRR | 9.4% |
📈 Home Appreciation
| 1-Year | +9.0% ▲ |
| 3-Year CAGR | +6.1% ▲ |
| 5-Year CAGR | +6.9% ▲ |
| 10-Year CAGR | +8.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03057
Population: 2,630
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 03057
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,282 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Should investors consider Mont Vernon, NH?
Our data puts Mont Vernon, NH at 3.0/5 for investability. Home prices of $680K and rents around $2,151/mo create a solid backdrop for investor activity.
What monthly rent should investors expect in Mont Vernon, NH?
Expect rents around $2,151/mo per month in Mont Vernon, NH. With home values at $680K, the yield math works out to reasonable levels for rental investors.
What are vacancy rates like in Mont Vernon, NH?
Expect elevated vacancy in Mont Vernon, NH. Rents at $2,151/mo are absorbed by the tenant base without meaningful lag.
Does a duplex house hack pencil in Mont Vernon, NH?
Mont Vernon, NH is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $680K price point reasonable to enter.
What is the smart move for investors in Mont Vernon, NH?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Mont Vernon, NH. The numbers - $680K homes against $2,151/mo rents - support that play.
You know 03057 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 03057 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 03057 ranks in Manchester-Nashua, NH
Every ZIP in this metro, ranked. Free.
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