Real Estate Investing in Wilton, New Hampshire (03086)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 03086 (Wilton, NH)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.0% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Wilton, NH (03086)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 03086 Wilton
Stepping back, ZIP 03086 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $514K median. It rewards specialists, not generalists.
Meanwhile, the numbers look inviting — $514K purchase price, 0.0% nominal cap — the work to hit that pro forma in 03086 is substantial and deserves full respect.
Within NH, ZIP 03086 trails on several market indicators that neighboring Hillsborough County submarkets outperform. The gap is real and significant enough to shape underwriting.
The demographic picture in 03086 includes headwinds that any investor should price in. Income distribution skews lower than Wilton averages, and tenant stability requires active management.
Experienced landlords with local relationships tend to find 03086 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Wilton:
Property Strategy for 03086
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $353,070 | $1,920 | 3.9% | +8.2% | $176,535 |
| 3BR | $501,771 | $2,550 | 3.7% | +9.0% | $167,257 |
| 4BR | $602,379 | $2,700 | 3.2% | +9.9% | $150,595 |
Market Trends
Home Value History (with trend line)
📊 How Does 03086 Compare?
| Metric | 03086 | Wilton | Manchester-Nashua, NH | New Hampshire |
|---|---|---|---|---|
| Home Value | $514,106 | $514,106 | N/A | $496,656 |
| 5-Year CAGR | 6.6% | 6.6% | N/A | 9.6% |
| Avg Rent | $1,728 | $1,728 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03086 (Wilton, NH). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 03086 (Wilton, NH)?
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Property managers serving Hillsborough County
Manage rentals here? List your business →Finley Property Management, LLC is a boutique firm offering leasing and full-time management for single-family homes, townhomes, condos, and small multi-unit properties in Portland. summary from their website
North Point Property Management, LLC, also known as RowCal, is an HOA & Community Association Management Company offering financial, maintenance, and construction services. summary from their website
Peloquin Realty & Property Management offers property management services and real estate sales in Southern New Hampshire, including multi-family properties. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $514,106 |
| Monthly Rent | $1,728 |
| Price-to-Rent | 24.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 9.2% |
📈 Home Appreciation
| 1-Year | +5.9% ▲ |
| 3-Year CAGR | +5.3% ▲ |
| 5-Year CAGR | +6.6% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03086
Population: 4,183
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 03086
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the investability score for Wilton, NH?
Yes - Wilton, NH a 3.0/5 investability score. With $514K home prices against $1,728/mo monthly rent, the market delivers a reasonable entry point for new investors.
How should investors approach Wilton, NH?
In Wilton, NH the durable play is typically careful cash-flow rentals with hands-on management. The combination of $514K prices and $1,728/mo rents suits that approach.
Is rental property easy to operate in Wilton, NH?
The landlord environment in Wilton, NH is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
What kind of vacancy should I budget for in Wilton, NH?
Occupancy in Wilton, NH runs predictable with elevated vacancy. Well-priced units at $1,728/mo lease on reasonable timelines.
Can I live-in-and-rent in Wilton, NH?
The house hack math a challenging in Wilton, NH. Owner-occupant buyers benefit from the $1,728/mo rents and $514K home values.
You know 03086 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 03086 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 03086 ranks in Manchester-Nashua, NH
Every ZIP in this metro, ranked. Free.
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