Real Estate Investing in Woodstock, New Hampshire (03262)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Grafton County • Population: 1,172 • Data updated: September 2026

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Should you buy in 03262 (Woodstock, NH)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (50/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 62.2% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Woodstock, NH (03262)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $440,626
Avg Monthly Rent $1,539
1% Rule ✗ Does Not Meet
Median Income $64,928
% Renters 21.5%

Market Analysis: 03262 Woodstock

ZIP 03262 inside Grafton County looks affordable on the surface — median value of $441K — but the discount exists for reasons that a careful buyer should understand before committing.

The 03262 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Regionally, 03262 sits on the difficult end of the NH spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

Demographically, 03262 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 03262 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Woodstock:

C+ Average
Buy Confidence Score: 60/100
Affordability
5/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.8× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,539/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lebanon, NH-VT Metro Area
Even conditions for buyers and sellers
52 days
Average time to sell
Average
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, NH-VT metro data
🏠

Property Strategy for 03262

Which property type performs best in this market?

Best for Cash Flow
3BR
3.7% cap rate
Best for Appreciation
2BR
+14.5% 5yr CAGR
Best Overall Value
4BR
$125,071/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $377,438 $1,710 3.3% +14.5% $188,719
3BR $446,726 $2,320 3.7% +12.6% $148,909
4BR $500,285 $2,360 3.4% +9.3% $125,071

Market Trends

Home Value History (with trend line)

$464K$398K$331K$265K$199K$132KJul 2006Jul 2016Jul 2026

📊 How Does 03262 Compare?

Metric 03262 Woodstock Lebanon, NH-VT New Hampshire
Home Value $440,626 $428,370 N/A $496,656
5-Year CAGR 8.9% 8.2% N/A 9.6%
Avg Rent $1,539 $1,553 N/A -
Cap Rate 2.7% 2.8% - -
💡 Why Invest in 03262? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 03262 (Woodstock, NH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+8.9%
Strong

📊 Market Snapshot

Home Value $440,626
Monthly Rent $1,539
Price-to-Rent 23.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 11.6%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR +4.8% ▲
5-Year CAGR +8.9% ▲
10-Year CAGR +10.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
62.2%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+8.9%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 03262

Population: 1,172

💰 Median Household Income
$64,928
This area
$64,928
State
$93,430
USA
$74,580
🏠 Renter Occupied
21.5%
This area
21.5%
State
18.9%
USA
34.0%
💼 Unemployment Rate
0.8%
This area
0.8%
State
-6.0%
USA
3.7%
🎓 College Educated
45.7%
This area
45.7%
State
29.2%
USA
33.7%
👤 Median Age
49.0 years
This area
49.0 years
State
34.2 years
USA
38.9 years
🏚️ Vacancy Rate
62.2%
This area
62.2%
State
22.4%
USA
10.5%
👥 Population by Ethnicity
White 88.2%
Other/Mixed 7.7%
Hispanic/Latino 7.1%
Asian 4.1%
👶 Under 18
18.3%
This area
18.3%
USA
22.0%
👴 65 and Over
22.6%
This area
22.6%
USA
17.3%
📊 Poverty Rate
6.1%
This area
6.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is it easy to find good tenants in Woodstock, NH?

Woodstock, NH offers a steady renter base at the $1,539/mo rent level. Tenant turnover is reasonable for well-managed properties.

How do landlord-tenant laws work in Woodstock, NH?

The landlord environment in Woodstock, NH is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Are homes affordable in Woodstock, NH?

Typical homes in Woodstock, NH go for around $441K. The 5-year CAGR of 0.0% measured price movement.

Are there empty rentals in Woodstock, NH?

Woodstock, NH carries elevated vacancy risk. Expect steady absorption at market rents of $1,539/mo.

Can owner-occupants cash flow in Woodstock, NH?

The house hack math a challenging in Woodstock, NH. Owner-occupant buyers benefit from the $1,539/mo rents and $441K home values.

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How 03262 ranks in Lebanon, NH-VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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