Real Estate Investing in Chichester, New Hampshire (03258)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Merrimack County • Population: 2,693 • Data updated: September 2026

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Should you buy in 03258 (Chichester, NH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Chichester, NH (03258)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $565,389
Avg Monthly Rent $2,439
1% Rule ✗ Does Not Meet
Median Income $119,028
% Renters 7.2%

Market Analysis: 03258 Chichester

The 03258 ZIP in Chichester, NH is a local-operator market. Outside capital chasing a $565K entry has to pair deep knowledge with the discount.

The investment case in 03258 is robust only for operators who understand what they are buying. A $565K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

From an investor standpoint, 03258 offers a low basis, the region around Chichester has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Resident income in 03258 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 03258 is an operator game, not a passive one. From an investor standpoint, entry prices of $565K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Chichester:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.8× the median income
Value Trend
Rising (+5.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,439/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Concord, NH Metro Area
Even conditions for buyers and sellers
34 days
Average time to sell
Average
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Concord, NH metro data
🏠

Property Strategy for 03258

Which property type performs best in this market?

Best for Cash Flow
3BR
4.7% cap rate
Best for Appreciation
4BR
+11.2% 5yr CAGR
Best Overall Value
4BR
$153,609/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $472,959 $2,710 4.1% +10.8% $236,480
3BR $544,805 $3,570 4.7% +10.7% $181,602
4BR $614,435 $3,590 4.2% +11.2% $153,609

Market Trends

Home Value History (with trend line)

$594K$511K$429K$346K$263K$181KJul 2006Jul 2016Jul 2026

📊 How Does 03258 Compare?

Metric 03258 Chichester Concord, NH New Hampshire
Home Value $565,389 $565,389 N/A $496,656
5-Year CAGR 7.8% 7.8% N/A 9.6%
Avg Rent $2,439 $2,439 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 03258? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 03258 (Chichester, NH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+7.8%
Strong

📉 Market Crash Risk Index

Based on Concord, NH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
36%
Days Pending
0/2
34 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $565,389
Monthly Rent $2,439
Price-to-Rent 19.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 11.1%

📈 Home Appreciation

1-Year +5.2% ▲
3-Year CAGR +7.0% ▲
5-Year CAGR +7.8% ▲
10-Year CAGR +8.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.6%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+7.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 03258

Population: 2,693

💰 Median Household Income
$119,028
This area
$119,028
State
$93,430
USA
$74,580
🏠 Renter Occupied
7.2%
This area
7.2%
State
18.9%
USA
34.0%
💼 Unemployment Rate
0.5%
This area
0.5%
State
-6.0%
USA
3.7%
🎓 College Educated
36.7%
This area
36.7%
State
29.2%
USA
33.7%
👤 Median Age
45.4 years
This area
45.4 years
State
34.2 years
USA
38.9 years
🏚️ Vacancy Rate
5.6%
This area
5.6%
State
22.4%
USA
10.5%
👥 Population by Ethnicity
White 93.7%
Other/Mixed 4.0%
Asian 2.2%
Hispanic/Latino 1.8%
Black/African American 0.2%
👶 Under 18
19.8%
This area
19.8%
USA
22.0%
👴 65 and Over
16.6%
This area
16.6%
USA
17.3%
📊 Poverty Rate
2.8%
This area
2.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 03258

A+ Avg School Grade
1 Schools
9.0:1 Avg Class Size
$38,522 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Chichester Central School

📚 K – 08 School
👥
188 Students
👨‍🏫
9.0:1 Class Size
💰
$38,522 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 765 Off-Campus Students
D
University System of New Hampshire System Office
0 students · 5.7 mi
C
NHTI-Concord's Community College
2,613 students · 7.1 mi
C
University of New Hampshire-Franklin Pierce School of Law
685 students · 8.1 mi
C
Empire Beauty School-Hooksett
327 students · 14.2 mi

Investor Insight: With 765 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much should I expect to pay for a home in Chichester, NH?

Expect median prices around $565K in Chichester, NH. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

Is rental property easy to operate in Chichester, NH?

The landlord environment in Chichester, NH is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Is the tenant base reliable in Chichester, NH?

Tenant demand in Chichester, NH is solid. The local workforce $2,439/mo rents across most rental classes.

How quickly do rentals get leased in Chichester, NH?

Vacancy risk in Chichester, NH is elevated. That supports stable cash flow for typical rental holds.

What does house hacking look like in Chichester, NH?

The a challenging house-hack environment in Chichester, NH reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

You know 03258 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 03258 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 03258 ranks in Concord, NH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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