Real Estate Investing in Loudon, New Hampshire (03307)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Merrimack County • Population: 5,683 • Data updated: September 2026

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Should you buy in 03307 (Loudon, NH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Loudon, NH (03307)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $516,739
Avg Monthly Rent $1,800
1% Rule ✗ Does Not Meet
Median Income $77,473
% Renters 13.9%

Market Analysis: 03307 Loudon

This part of Merrimack County is not an easy win. The 03307 ZIP shows softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 03307 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

In the broader NH picture, 03307 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 03307 includes headwinds that any investor should price in. Income distribution skews lower than Loudon averages, and tenant stability requires active management.

Distressed ZIPs reward experience. significant returns are possible in 03307, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Loudon:

C+ Average
Buy Confidence Score: 62/100
Affordability
5/25
Appreciation
25/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.7× the median income
Value Trend
Rising (+5.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,800/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Concord, NH Metro Area
Even conditions for buyers and sellers
34 days
Average time to sell
Average
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Concord, NH metro data
🏠

Property Strategy for 03307

Which property type performs best in this market?

Best for Cash Flow
3BR
3.8% cap rate
Best for Appreciation
4BR
+10.8% 5yr CAGR
Best Overall Value
4BR
$151,435/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $440,451 $2,000 3.3% +10.0% $220,226
3BR $504,436 $2,640 3.8% +10.4% $168,145
4BR $605,741 $2,650 3.1% +10.8% $151,435

Market Trends

Home Value History (with trend line)

$544K$468K$392K$317K$241K$165KJul 2006Jul 2016Jul 2026

📊 How Does 03307 Compare?

Metric 03307 Loudon Concord, NH New Hampshire
Home Value $516,739 $516,739 N/A $496,656
5-Year CAGR 7.5% 7.5% N/A 9.6%
Avg Rent $1,800 $1,800 N/A -
Cap Rate 2.7% 2.7% - -
💡 Why Invest in 03307? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 03307 (Loudon, NH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+7.5%
Strong

📉 Market Crash Risk Index

Based on Concord, NH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
36%
Days Pending
0/2
34 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $516,739
Monthly Rent $1,800
Price-to-Rent 23.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 10.3%

📈 Home Appreciation

1-Year +5.0% ▲
3-Year CAGR +5.9% ▲
5-Year CAGR +7.5% ▲
10-Year CAGR +8.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.6%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+7.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 03307

Population: 5,683

💰 Median Household Income
$77,473
This area
$77,473
State
$93,430
USA
$74,580
🏠 Renter Occupied
13.9%
This area
13.9%
State
18.9%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-6.0%
USA
3.7%
🎓 College Educated
24.7%
This area
24.7%
State
29.2%
USA
33.7%
👤 Median Age
51.3 years
This area
51.3 years
State
34.2 years
USA
38.9 years
🏚️ Vacancy Rate
7.6%
This area
7.6%
State
22.4%
USA
10.5%
👥 Population by Ethnicity
White 97.1%
Other/Mixed 2.5%
Asian 0.4%
👶 Under 18
14.3%
This area
14.3%
USA
22.0%
👴 65 and Over
22.4%
This area
22.4%
USA
17.3%
📊 Poverty Rate
8.1%
This area
8.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 03307

B Avg School Grade
3 Schools
6.1:1 Avg Class Size
$20,788 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Loudon Elementary School

📚 K – 05 Elementary
👥
274 Students
👨‍🏫
11.9:1 Class Size
💰
$20,788 Per Student
C+ Average

Benjamin Franklin Academy Chartered Public School (H)

📚 09 – 12 High School Charter
👥
5 Students
👨‍🏫
0.8:1 Class Size
C+ Average
👥
45 Students
👨‍🏫
5.6:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 1,090 Off-Campus Students
D
University System of New Hampshire System Office
0 students · 8.0 mi
C
NHTI-Concord's Community College
2,613 students · 8.2 mi
C
University of New Hampshire-Franklin Pierce School of Law
685 students · 9.5 mi
C
Lakes Region Community College
695 students · 12.8 mi
C
Empire Beauty School-Laconia
82 students · 14.2 mi

Investor Insight: With 1,090 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Loudon, NH stack up for property investment?

The 3.0/5 investability rating in Loudon, NH reflects its $517K prices and $1,800/mo rents. Investors generally consider it a solid option within NH.

What investment strategy works best in Loudon, NH?

Investors usually favor careful cash-flow rentals with hands-on management in Loudon, NH. With home values at $517K and rents near $1,800/mo, other strategies can work but produce reliable rather than outsized returns.

Are eviction rules reasonable in Loudon, NH?

Rental owners in Loudon, NH deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Can I live-in-and-rent in Loudon, NH?

Loudon, NH offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,800/mo rent level.

What do landlords charge for rent in Loudon, NH?

The typical rental in Loudon, NH commands about $1,800/mo monthly. That rent profile even-keeled cash flow against the $517K purchase basis.

You know 03307 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 03307 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 03307 ranks in Concord, NH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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