Real Estate Investing in Epping, New Hampshire (03042)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rockingham County • Population: 7,300 • Data updated: September 2026

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Should you buy in 03042 (Epping, NH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Epping, NH (03042)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $575,531
Avg Monthly Rent $2,250
1% Rule ✗ Does Not Meet
Median Income $96,558
% Renters 14.3%

Market Analysis: 03042 Epping

The 03042 ZIP in Epping, NH is a local-operator market. Outside capital chasing a $576K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 03042 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 03042 and stronger Epping ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Who lives in 03042 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 03042 is an operator game, not a passive one. From a cash-flow lens, entry prices of $576K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Epping:

C+ Average
Buy Confidence Score: 67/100
Affordability
10/25
Appreciation
25/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6× the median income
Value Trend
Rising (+6.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,250/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 03042

Which property type performs best in this market?

Best for Cash Flow
3BR
3.9% cap rate
Best for Appreciation
4BR
+9.8% 5yr CAGR
Best Overall Value
4BR
$158,846/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $476,492 $2,500 3.8% +9.4% $238,246
3BR $567,632 $3,070 3.9% +9.7% $189,211
4BR $635,386 $3,350 3.8% +9.8% $158,846

Market Trends

Home Value History (with trend line)

$605K$519K$432K$346K$259K$172KJul 2006Jul 2016Jul 2026

📊 How Does 03042 Compare?

Metric 03042 Epping New Hampshire
Home Value $575,531 $575,531 $496,656
5-Year CAGR 7.4% 7.4% 9.6%
Avg Rent $2,250 $2,250 -
Cap Rate 3.1% 3.1% -
💡 Why Invest in 03042? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 03042 (Epping, NH). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 03042 (Epping, NH)?

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Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+7.4%
Strong

📊 Market Snapshot

Home Value $575,531
Monthly Rent $2,250
Price-to-Rent 21.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.1%
5-Year IRR 10.5%

📈 Home Appreciation

1-Year +6.9% ▲
3-Year CAGR +6.3% ▲
5-Year CAGR +7.4% ▲
10-Year CAGR +8.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.6%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+7.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 03042

Population: 7,300

💰 Median Household Income
$96,558
This area
$96,558
State
$93,430
USA
$74,580
🏠 Renter Occupied
14.3%
This area
14.3%
State
18.9%
USA
34.0%
💼 Unemployment Rate
1.4%
This area
1.4%
State
-6.0%
USA
3.7%
🎓 College Educated
30.0%
This area
30.0%
State
29.2%
USA
33.7%
👤 Median Age
46.1 years
This area
46.1 years
State
34.2 years
USA
38.9 years
🏚️ Vacancy Rate
7.6%
This area
7.6%
State
22.4%
USA
10.5%
👥 Population by Ethnicity
White 94.7%
Other/Mixed 4.4%
Hispanic/Latino 2.0%
Asian 0.6%
Black/African American 0.4%
👶 Under 18
18.1%
This area
18.1%
USA
22.0%
👴 65 and Over
20.0%
This area
20.0%
USA
17.3%
📊 Poverty Rate
6.9%
This area
6.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 03042

A+ Avg School Grade
3 Schools
10.4:1 Avg Class Size
$24,041 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Epping Elementary School

📚 Pre-K – 05 Elementary
👥
467 Students
👨‍🏫
11.7:1 Class Size
💰
$24,041 Per Student
A+ Excellent

Epping High School

📚 09 – 12 High School
👥
219 Students
👨‍🏫
8.9:1 Class Size
💰
$24,041 Per Student
A+ Excellent

Epping Middle School

📚 06 – 08 Middle
👥
184 Students
👨‍🏫
10.5:1 Class Size
💰
$24,041 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 869 Off-Campus Students
B
University of New Hampshire-Main Campus
13,626 students · 9.3 mi
C
Great Bay Community College
1,440 students · 14.0 mi

Investor Insight: With 869 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How do landlord-tenant laws work in Epping, NH?

NH law landlord-friendly for landlords, and Epping inherits those rules. Investors should still review local ordinances for rental licensing.

What investment strategy works best in Epping, NH?

In Epping, NH the notable play is typically careful cash-flow rentals with hands-on management. The combination of $576K prices and $2,250/mo rents suits that approach.

What is the average home sale price in Epping, NH?

Typical homes in Epping, NH go for around $576K. The 5-year CAGR of 0.0% stable price movement.

What is the typical vacancy rate in Epping, NH?

Occupancy in Epping, NH runs stable with elevated vacancy. Well-priced units at $2,250/mo lease on reasonable timelines.

Does a duplex house hack pencil in Epping, NH?

For house hackers, Epping, NH is a challenging. The $2,250/mo rent on a unit helps defray the mortgage on a $576K property.

You know 03042 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 03042 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 03042 ranks in Boston-Cambridge-Newton, MA-NH

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