Real Estate Investing in Swansea, Massachusetts (02777)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 02777 (Swansea, MA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 26.1 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Swansea, MA (02777)?
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Market Analysis: 02777 Swansea
The 02777 ZIP covers a section of Swansea that demands careful diligence. Prices near $527K look accessible, but the work to make a deal cash flow is real.
For an experienced owner, 02777 can be a worth a close look for hunting ground — but the discount at $527K reflects genuine risk that outside investors often underestimate.
Regionally, 02777 sits on the difficult end of the MA spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 02777 includes headwinds that any investor should price in. Income distribution skews lower than Swansea averages, and tenant stability requires active management.
Strategically, 02777 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Swansea:
Property Strategy for 02777
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $326,251 | $1,520 | 3.4% | +7.5% | $326,251 |
| 2BR | $411,493 | $1,870 | 3.3% | +7.7% | $205,746 |
| 3BR | $518,518 | $2,260 | 3.1% | +7.4% | $172,839 |
| 4BR | $592,894 | $2,680 | 3.3% | +7.8% | $148,224 |
| 5BR | $643,065 | — | — | +7.9% | $128,613 |
Market Trends
Home Value History (with trend line)
📊 How Does 02777 Compare?
| Metric | 02777 | Swansea | Massachusetts |
|---|---|---|---|
| Home Value | $526,899 | $526,899 | $645,115 |
| 5-Year CAGR | 5.7% | 5.7% | 7.0% |
| Avg Rent | $1,683 | $1,683 | - |
| Cap Rate | 2.5% | 2.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 02777 (Swansea, MA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $526,899 |
| Monthly Rent | $1,683 |
| Price-to-Rent | 26.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.8% |
| Cap Rate | 2.5% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +5.4% ▲ |
| 3-Year CAGR | +5.6% ▲ |
| 5-Year CAGR | +5.7% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 02777
Population: 17,231
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 02777
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,700 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Swansea, MA good for landlords?
For rental operators, Swansea, MA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.
Are renters plentiful in Swansea, MA?
Swansea, MA draws a stable base of working renters. Demand at the $1,683/mo rent level is reasonable for standard single-family and small multi rentals.
What is the median home value in Swansea, MA?
Expect median prices around $527K in Swansea, MA. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.
How tight is the rental market in Swansea, MA?
Vacancy risk in Swansea, MA is elevated. That supports measured cash flow for typical rental holds.
Does a duplex house hack pencil in Swansea, MA?
The a challenging house-hack environment in Swansea, MA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
You know 02777 now. You don’t know where it ranks.
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How 02777 ranks in Providence-Warwick, RI-MA
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