Real Estate Investing in Somerset, Massachusetts (02726)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bristol County • Population: 15,946 • Data updated: September 2026

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Should you buy in 02726 (Somerset, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 26.5 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Somerset, MA (02726)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $523,416
Avg Monthly Rent $1,647
1% Rule ✗ Does Not Meet
Median Income $103,508
% Renters 18.0%

Market Analysis: 02726 Somerset

This part of Bristol County is not an easy win. The 02726 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Meanwhile, the numbers look inviting — $523K purchase price, 0.0% nominal cap — the work to hit that pro forma in 02726 is substantial and deserves full respect.

Regionally, 02726 sits on the difficult end of the MA spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

Resident income in 02726 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 02726 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Somerset:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,647/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 02726

Which property type performs best in this market?

Best for Cash Flow
4BR
3.4% cap rate
Best for Appreciation
2BR
+8.3% 5yr CAGR
Best Overall Value
5BR
$122,899/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $439,761 $1,830 3.0% +8.3% $219,880
3BR $497,008 $2,210 3.2% +7.7% $165,669
4BR $557,285 $2,630 3.4% +7.9% $139,321
5BR $614,494 +7.8% $122,899

Market Trends

Home Value History (with trend line)

$548K$480K$412K$343K$275K$207KJul 2006Jul 2016Jul 2026

📊 How Does 02726 Compare?

Metric 02726 Somerset Massachusetts
Home Value $523,416 $504,923 $645,115
5-Year CAGR 5.8% 5.8% 7.0%
Avg Rent $1,647 $1,593 -
Cap Rate 2.5% 2.5% -
💡 Why Invest in 02726? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 02726 (Somerset, MA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+5.8%
Moderate

📊 Market Snapshot

Home Value $523,416
Monthly Rent $1,647
Price-to-Rent 26.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
1.1%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.8%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 02726

Population: 15,946

💰 Median Household Income
$103,508
This area
$103,508
State
$107,356
USA
$74,580
🏠 Renter Occupied
18.0%
This area
18.0%
State
28.1%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-8.0%
USA
3.7%
🎓 College Educated
34.8%
This area
34.8%
State
32.1%
USA
33.7%
👤 Median Age
46.4 years
This area
46.4 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
1.1%
This area
1.1%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 94.8%
Other/Mixed 3.8%
Hispanic/Latino 2.8%
Asian 1.3%
Black/African American 0.2%
👶 Under 18
19.4%
This area
19.4%
USA
22.0%
👴 65 and Over
25.6%
This area
25.6%
USA
17.3%
📊 Poverty Rate
1.5%
This area
1.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 02726

A+ Avg School Grade
5 Schools
12.0:1 Avg Class Size
$24,038 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Chace Street

📚 K – 05 Elementary
👥
305 Students
👨‍🏫
11.5:1 Class Size
💰
$24,103 Per Student
A+ Excellent

South

📚 K – 05 Elementary
👥
262 Students
👨‍🏫
10.8:1 Class Size
💰
$24,103 Per Student
A+ Excellent

North Elementary

📚 Pre-K – 05 Elementary
👥
464 Students
👨‍🏫
12.5:1 Class Size
💰
$24,103 Per Student
A+ Excellent

Somerset Middle School

📚 06 – 08 Middle
👥
566 Students
👨‍🏫
12.7:1 Class Size
💰
$24,103 Per Student
A+ Excellent

Somerset Berkley Regional High School

📚 09 – 12 High School
👥
960 Students
👨‍🏫
12.4:1 Class Size
💰
$23,780 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Morton Middle

📚 06 – 08 Middle
📍 1135 North Main Street, Fall River
👥
714 Students
👨‍🏫
12.9:1 Class Size
💰
$40,714 Per Student
A+ Excellent

North End Elementary

📚 Pre-K – 05 Elementary
📍 1899 Meridan Street, Fall River
👥
654 Students
👨‍🏫
13.5:1 Class Size
💰
$40,714 Per Student
A+ Excellent

Spencer Borden

📚 Pre-K – 05 Elementary
📍 1400 President Avenue, Fall River
👥
578 Students
👨‍🏫
13.9:1 Class Size
💰
$40,714 Per Student
A Very Good

James Tansey

📚 K – 05 Elementary
📍 711 Ray Street, Fall River
👥
306 Students
👨‍🏫
16.4:1 Class Size
💰
$40,714 Per Student
A Very Good

Mary Fonseca Elementary School

📚 Pre-K – 05 Elementary
📍 160 Wall Street, Fall River
👥
632 Students
👨‍🏫
15.4:1 Class Size
💰
$40,714 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,250 Off-Campus Students
C
Diman Regional Technical Institute
56 students · 3.0 mi
C
Bristol Community College
6,096 students · 3.0 mi
C
Rob Roy Academy-Fall River
98 students · 4.3 mi
C+
Motoring Technical Training Institute
328 students · 9.5 mi
C
Roger Williams University
4,344 students · 9.7 mi
C
Roger Williams University School of Law
517 students · 9.7 mi
C+
Rob Roy Academy-Taunton
21 students · 10.1 mi
C+
University of Massachusetts-Dartmouth
7,759 students · 11.6 mi

Investor Insight: With 3,250 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is vacancy a concern in Somerset, MA?

Expect elevated vacancy in Somerset, MA. Rents at $1,647/mo are absorbed by the tenant base without meaningful lag.

What is the typical renter like in Somerset, MA?

Somerset, MA offers a measured renter base at the $1,647/mo rent level. Tenant turnover is reasonable for well-managed properties.

Is Somerset, MA a good market for buy-and-hold investors?

Our data puts Somerset, MA at 3.0/5 for investability. Home prices of $523K and rents around $1,647/mo create a solid backdrop for investor activity.

Is Somerset, MA better for rentals, flips, or BRRRR?

Somerset, MA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($523K prices, $1,647/mo rents) make it a reasonable choice.

Where do home prices stand in Somerset, MA?

Somerset, MA median home values land near $523K. That is reasonable territory for investors looking at $1,647/mo-per-month rentals.

You know 02726 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 02726 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 02726 ranks in Providence-Warwick, RI-MA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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