Real Estate Investing in Somerset, Massachusetts (02725)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bristol County • Population: 2,300 • Data updated: September 2026

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Should you buy in 02725 (Somerset, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 12.6% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 26.3 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Somerset, MA (02725)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $486,429
Avg Monthly Rent $1,539
1% Rule ✗ Does Not Meet
Median Income $129,235
% Renters 8.6%

Market Analysis: 02725 Somerset

This part of Bristol County is not an easy win. The 02725 ZIP reports softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 02725 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Regionally, 02725 sits on the difficult end of the MA spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

The 02725 ZIP's population of 2,300 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

Distressed ZIPs reward experience. solid returns are possible in 02725, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Somerset:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+4.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,539/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 02725

Which property type performs best in this market?

Best for Cash Flow
4BR
3.5% cap rate
Best for Appreciation
2BR
+8.2% 5yr CAGR
Best Overall Value
4BR
$125,780/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $418,211 $1,710 2.9% +8.2% $209,105
3BR $475,318 $2,070 3.1% +8.1% $158,439
4BR $503,121 $2,460 3.5% +8.0% $125,780

Market Trends

Home Value History (with trend line)

$514K$448K$381K$315K$249K$182KJul 2006Jul 2016Jul 2026

📊 How Does 02725 Compare?

Metric 02725 Somerset Massachusetts
Home Value $486,429 $504,923 $645,115
5-Year CAGR 5.7% 5.8% 7.0%
Avg Rent $1,539 $1,593 -
Cap Rate 2.5% 2.5% -
💡 Why Invest in 02725? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 02725 (Somerset, MA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+5.7%
Moderate

📊 Market Snapshot

Home Value $486,429
Monthly Rent $1,539
Price-to-Rent 26.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +4.1% ▲
3-Year CAGR +4.9% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.6%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.7%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 02725

Population: 2,300

💰 Median Household Income
$129,235
This area
$129,235
State
$107,356
USA
$74,580
🏠 Renter Occupied
8.6%
This area
8.6%
State
28.1%
USA
34.0%
💼 Unemployment Rate
0.4%
This area
0.4%
State
-8.0%
USA
3.7%
🎓 College Educated
26.3%
This area
26.3%
State
32.1%
USA
33.7%
👤 Median Age
48.1 years
This area
48.1 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
12.6%
This area
12.6%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 94.2%
Other/Mixed 4.4%
Black/African American 1.4%
👶 Under 18
17.3%
This area
17.3%
USA
22.0%
👴 65 and Over
17.8%
This area
17.8%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 02725

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Matthew J Kuss Middle

📚 06 – 08 Middle
📍 52 Globe Mills Avenue, Fall River
👥
694 Students
👨‍🏫
11.4:1 Class Size
💰
$40,714 Per Student
A+ Excellent

Carlton M. Viveiros Elementary School

📚 K – 05 Elementary
📍 525 Slade Street, Fall River
👥
697 Students
👨‍🏫
14.5:1 Class Size
💰
$40,714 Per Student
A+ Excellent

FRPS Early Learning Center

📚 Grade PK Elementary
📍 2501 South Main Street, Fall River
👥
108 Students
👨‍🏫
12.0:1 Class Size
💰
$40,714 Per Student
A+ Excellent

Argosy Collegiate Charter School

📚 06 – 12 High School Charter
📍 263 Hamlet Street, Fall River
👥
574 Students
👨‍🏫
12.2:1 Class Size
💰
$21,417 Per Student
A Very Good

William S Greene

📚 Pre-K – 05 Elementary
📍 409 Cambridge Street, Fall River
👥
749 Students
👨‍🏫
16.1:1 Class Size
💰
$40,714 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,250 Off-Campus Students
C
Diman Regional Technical Institute
56 students · 1.6 mi
C
Rob Roy Academy-Fall River
98 students · 1.7 mi
C
Bristol Community College
6,096 students · 3.4 mi
C
Roger Williams University
4,344 students · 5.8 mi
C
Roger Williams University School of Law
517 students · 5.8 mi
C+
Motoring Technical Training Institute
328 students · 9.1 mi
C+
University of Massachusetts-Dartmouth
7,759 students · 10.9 mi
C+
MotoRing Technical Training Institute
143 students · 12.7 mi

Investor Insight: With 3,250 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is vacancy a concern in Somerset, MA?

Occupancy in Somerset, MA runs predictable with elevated vacancy. Well-priced units at $1,539/mo lease on reasonable timelines.

How should investors approach Somerset, MA?

Investors usually favor careful cash-flow rentals with hands-on management in Somerset, MA. With home values at $486K and rents near $1,539/mo, other strategies can work but produce measured rather than outsized returns.

What is the renter demographic in Somerset, MA?

The renter base in Somerset, MA is reasonable for the $1,539/mo price point. Screening well and pricing to market typically yields steady tenants.

How strict are landlord regulations in Somerset, MA?

Somerset, MA falls under MA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

What are home prices like in Somerset, MA?

In Somerset, MA the median home value sits at $486K. Against the broader MA market, that reads as reasonable for most investors.

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