Real Estate Investing in Quincy, Massachusetts (02170)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Norfolk County • Population: 19,685 • Data updated: September 2026

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Should you buy in 02170 (Quincy, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 26.5 — hard to cash-flow at these prices.

What’s happening in Quincy, MA (02170)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $765,998
Avg Monthly Rent $2,407
1% Rule ✗ Does Not Meet
Median Income $97,362
% Renters 49.0%

Market Analysis: 02170 Quincy

The 02170 ZIP covers a section of Quincy that demands careful diligence. Prices near $766K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 02170 can be a worth a close look for hunting ground — but the discount at $766K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 02170 among MA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 02170 ZIP's population of 19,685 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Quincy:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
18/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.9× the median income
Value Trend
Rising (+3.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,407/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 02170

Which property type performs best in this market?

Best for Cash Flow
1BR
4.4% cap rate
Best for Appreciation
2BR
+5.1% 5yr CAGR
Best Overall Value
5BR
$191,981/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $355,094 $2,160 4.4% +2.9% $355,094
2BR $570,926 $2,560 3.2% +5.1% $285,463
3BR $740,854 $3,080 3.0% +4.9% $246,951
4BR $820,516 $3,390 3.0% +4.8% $205,129
5BR $959,904 +4.7% $191,981

Market Trends

Home Value History (with trend line)

$808K$701K$595K$489K$383K$277KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,470$2,320$2,171$2,021$1,872$1,722Mar 2021Nov 2023Jul 2026

📊 How Does 02170 Compare?

Metric 02170 Quincy Massachusetts
Home Value $765,998 $709,100 $645,115
5-Year CAGR 4.0% 3.9% 7.0%
Avg Rent $2,407 $2,703 -
Cap Rate 2.5% 3.0% -
💡 Why Invest in 02170? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 49% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 02170 (Quincy, MA). Anonymous, moderated, never written by AI.

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Property managers serving Norfolk County

Manage rentals here? List your business →

Old Colony Property Services is a condominium and HOA property management company serving the Old Colony area of Southeastern Massachusetts, including Canton, Easton, Brockton, and Bridgewater. summary from their website

HOA
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Bellevue Property Management is a home rental and property management company servicing Boston Metrowest, including Newton, Needham, Wellesley, Weston, Wayland, Natick, and Holliston. summary from their website

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The Triad Group is a real estate and development company specializing in taking development projects from vision to reality across the United States and globally. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+4.0%
Moderate

📊 Market Snapshot

Home Value $765,998
Monthly Rent $2,407
Price-to-Rent 26.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 6.5%

📈 Home Appreciation

1-Year +3.5% ▲
3-Year CAGR +3.8% ▲
5-Year CAGR +4.0% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year +6.1% ▲
3-Year CAGR +4.2% ▲
5-Year CAGR +6.0% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.6%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.0%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 02170

Population: 19,685

💰 Median Household Income
$97,362
This area
$97,362
State
$107,356
USA
$74,580
🏠 Renter Occupied
49.0%
This area
49.0%
State
28.1%
USA
34.0%
💼 Unemployment Rate
5.0%
This area
5.0%
State
-8.0%
USA
3.7%
🎓 College Educated
44.3%
This area
44.3%
State
32.1%
USA
33.7%
👤 Median Age
38.2 years
This area
38.2 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
4.6%
This area
4.6%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 56.0%
Asian 35.7%
Black/African American 4.2%
Other/Mixed 4.1%
Hispanic/Latino 2.2%
👶 Under 18
14.7%
This area
14.7%
USA
22.0%
👴 65 and Over
16.2%
This area
16.2%
USA
17.3%
📊 Poverty Rate
6.2%
This area
6.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 02170

A+ Avg School Grade
3 Schools
14.3:1 Avg Class Size
$24,201 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Beechwood Knoll Elementary

📚 K – 05 Elementary
👥
339 Students
👨‍🏫
13.8:1 Class Size
💰
$24,201 Per Student
A+ Excellent

Wollaston School

📚 K – 05 Elementary
👥
315 Students
👨‍🏫
13.6:1 Class Size
💰
$24,201 Per Student
A Very Good

Central Middle

📚 06 – 08 Middle
👥
670 Students
👨‍🏫
15.5:1 Class Size
💰
$24,201 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Broad Meadows Middle

📚 06 – 08 Middle
📍 50 Calvin Rd, Quincy
👥
318 Students
👨‍🏫
11.4:1 Class Size
💰
$24,201 Per Student
A+ Excellent

Community Academy of Science and Health

📚 09 – 12 High School
📍 11 Charles Street, Dorchester
👥
341 Students
👨‍🏫
10.7:1 Class Size
💰
$47,393 Per Student
A+ Excellent

Francis W Parker

📚 K – 05 Elementary
📍 148 Billings Rd, Quincy
👥
336 Students
👨‍🏫
11.5:1 Class Size
💰
$24,201 Per Student
A+ Excellent

Mather Elementary School

📚 Pre-K – 05 Elementary
📍 24 Parish Street, Dorchester
👥
454 Students
👨‍🏫
9.4:1 Class Size
💰
$47,393 Per Student
A+ Excellent

Point Webster Middle

📚 05 – 08 School
📍 60 Lancaster Street, Quincy
👥
408 Students
👨‍🏫
11.9:1 Class Size
💰
$24,201 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,184 Off-Campus Students
C
Eastern Nazarene College
458 students · 0.4 mi
C
Quincy College
2,603 students · 1.2 mi
C
Massachusetts School of Barbering
48 students · 1.5 mi
C
Laboure College of Healthcare
717 students · 2.2 mi
C+
University of Massachusetts-Boston
15,810 students · 3.4 mi
C+
Jupiter Beauty Academy
207 students · 3.4 mi
C+
Boston Baptist College
33 students · 4.9 mi
C
Curry College
1,994 students · 5.5 mi

Investor Insight: With 2,184 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is the tenant base reliable in Quincy, MA?

Tenant demand in Quincy, MA is solid. The local workforce $2,407/mo rents across most rental classes.

How strict are landlord regulations in Quincy, MA?

Quincy, MA operates under MA law, which is tenant-protective overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

Does house hacking make sense in Quincy, MA?

House hacking works a challenging in Quincy, MA. Rents of $2,407/mo against $766K acquisition make the strategy solid for owner-occupants.

How much is rent in Quincy, MA?

Rents in Quincy, MA run near $2,407/mo. Compared with median home prices of $766K that produces solid gross yields for typical rentals.

Is vacancy a concern in Quincy, MA?

Expect elevated vacancy in Quincy, MA. Rents at $2,407/mo are absorbed by the tenant base without meaningful lag.

You know 02170 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 02170 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 02170 ranks in Boston-Cambridge-Newton, MA-NH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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