Real Estate Investing in Sunderland, Massachusetts (01375)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Franklin County • Population: 3,653 • Data updated: September 2026

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Should you buy in 01375 (Sunderland, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 8.6% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Sunderland, MA (01375)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $494,804
Avg Monthly Rent $1,845
1% Rule ✗ Does Not Meet
Median Income $59,185
% Renters 57.6%

Market Analysis: 01375 Sunderland

The 01375 ZIP in Sunderland, MA is a local-operator market. Outside capital chasing a $495K entry has to pair deep knowledge with the discount.

For an experienced owner, 01375 can be a a strong candidate for hunting ground — but the discount at $495K reflects genuine risk that outside investors often underestimate.

Within MA, ZIP 01375 trails on several market indicators that neighboring Franklin County submarkets outperform. The gap is real and sturdy enough to shape underwriting.

The 01375 ZIP's population of 3,653 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.

The right play in 01375 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sunderland:

C Below Average
Buy Confidence Score: 52/100
Affordability
0/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.4× the median income
Value Trend
Rising (+3.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,845/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Springfield, MA Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Springfield, MA metro data
🏠

Property Strategy for 01375

Which property type performs best in this market?

Best for Cash Flow
2BR
4.5% cap rate
Best for Appreciation
4BR
+8.1% 5yr CAGR
Best Overall Value
4BR
$134,095/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $385,719 $2,400 4.5% +7.5% $192,860
3BR $482,536 $2,880 4.3% +7.8% $160,845
4BR $536,379 $3,180 4.3% +8.1% $134,095

Market Trends

Home Value History (with trend line)

$516K$459K$402K$345K$288K$231KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 01375 Compare?

Metric 01375 Sunderland Springfield, MA Massachusetts
Home Value $494,804 $494,804 N/A $645,115
5-Year CAGR 5.8% 5.8% N/A 7.0%
Avg Rent $1,845 $1,845 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 01375? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

58% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01375 (Sunderland, MA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+5.8%
Moderate

📉 Market Crash Risk Index

Based on Springfield, MA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
29%
Days Pending
0/2
30 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $494,804
Monthly Rent $1,845
Price-to-Rent 22.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +3.7% ▲
3-Year CAGR +5.1% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.6%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.8%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 01375

Population: 3,653

💰 Median Household Income
$59,185
This area
$59,185
State
$107,356
USA
$74,580
🏠 Renter Occupied
57.6%
This area
57.6%
State
28.1%
USA
34.0%
💼 Unemployment Rate
6.3%
This area
6.3%
State
-8.0%
USA
3.7%
🎓 College Educated
53.7%
This area
53.7%
State
32.1%
USA
33.7%
👤 Median Age
34.0 years
This area
34.0 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
8.6%
This area
8.6%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 78.7%
Asian 15.1%
Other/Mixed 3.5%
Black/African American 2.8%
Hispanic/Latino 2.1%
👶 Under 18
8.3%
This area
8.3%
USA
22.0%
👴 65 and Over
13.5%
This area
13.5%
USA
17.3%
📊 Poverty Rate
4.2%
This area
4.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 01375

A+ Avg School Grade
1 Schools
7.7:1 Avg Class Size
$28,468 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Sunderland Elementary

📚 Pre-K – 06 School
👥
183 Students
👨‍🏫
7.7:1 Class Size
💰
$28,468 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

7 Nearby 640 Off-Campus Students
B+
University of Massachusetts-Amherst
31,810 students · 5.6 mi
B+
Amherst College
1,910 students · 6.6 mi
C
Hampshire College
717 students · 9.7 mi
C
Greenfield Community College
1,544 students · 10.1 mi
B+
Smith College
2,830 students · 11.0 mi
C
Conway School of Landscape Design
18 students · 11.5 mi
B
Mount Holyoke College
2,330 students · 14.5 mi

Investor Insight: With 640 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is real estate in Sunderland, MA a good investment right now?

Sunderland, MA rates 3.0/5 for investability. With median values at $495K and rents near $1,845/mo, the market offers reasonable fundamentals for rental investors.

Where do home prices stand in Sunderland, MA?

Sunderland, MA median home values land near $495K. That is reasonable territory for investors looking at $1,845/mo-per-month rentals.

Which real estate strategy fits Sunderland, MA?

The best-fit strategy in Sunderland, MA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

How viable is house hacking in Sunderland, MA?

The house hack math a challenging in Sunderland, MA. Owner-occupant buyers benefit from the $1,845/mo rents and $495K home values.

What are rental rates like in Sunderland, MA?

Average rent in Sunderland, MA is approximately $1,845/mo per month. Against $495K home values that yields a reasonable rent-to-price ratio.

You know 01375 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 01375 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 01375 ranks in Springfield, MA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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