Real Estate Investing in Whately, Massachusetts (01093)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 01093 (Whately, MA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Whately, MA (01093)?
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Market Analysis: 01093 Whately
ZIP 01093 in Whately, MA carries a resilient set of headwinds. Home values near $513K and rents of $1,953/mo sit inside a market where underwriting has to be tight.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $513K asset, 01093 is the wrong submarket. If the plan prices in friction, the yield can still work.
ZIP 01093's metrics run below Franklin County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Demographically, 01093 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The right play in 01093 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Whately:
Market Trends
Home Value History (with trend line)
📊 How Does 01093 Compare?
| Metric | 01093 | Whately | Springfield, MA | Massachusetts |
|---|---|---|---|---|
| Home Value | $512,944 | $491,981 | N/A | $645,115 |
| 5-Year CAGR | 5.0% | 4.8% | N/A | 7.0% |
| Avg Rent | $1,953 | $2,111 | N/A | - |
| Cap Rate | 3.0% | 3.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 01093 (Whately, MA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $512,944 |
| Monthly Rent | $1,953 |
| Price-to-Rent | 21.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.6% |
| Cap Rate | 3.0% |
| 5-Year IRR | 8.0% |
📈 Home Appreciation
| 1-Year | +5.2% ▲ |
| 3-Year CAGR | +4.4% ▲ |
| 5-Year CAGR | +5.0% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 01093
Population: 149
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 01093
Schools in This ZIP Code
Nearby Schools (2 more)
Schools in adjacent ZIP codes that may serve this area
Deerfield Elementary
Frontier Regional
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 640 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are rents high in Whately, MA?
Rental rates in Whately, MA average $1,953/mo. Tenant demand and $513K home values make the yield look reasonable by investor standards.
What real estate strategy is ideal for Whately, MA?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Whately, MA. The numbers - $513K homes against $1,953/mo rents - support that play.
What kind of vacancy should I budget for in Whately, MA?
Expect elevated vacancy in Whately, MA. Rents at $1,953/mo are absorbed by the tenant base without meaningful lag.
Can I live-in-and-rent in Whately, MA?
Whately, MA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,953/mo rent level.
What kind of market is Whately, MA for investors?
Whately, MA scores 3.0/5 for investability. Home values sit at $513K and rents near $1,953/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
You know 01093 now. You don’t know where it ranks.
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How 01093 ranks in Springfield, MA
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