Real Estate Investing in Williamsburg, Massachusetts (01096)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hampshire County • Population: 2,566 • Data updated: September 2026

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Should you buy in 01096 (Williamsburg, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 10.7% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Williamsburg, MA (01096)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $442,727
Avg Monthly Rent $2,052
1% Rule ✗ Does Not Meet
Median Income $106,250
% Renters 14.8%

Market Analysis: 01096 Williamsburg

ZIP 01096 inside Hampshire County looks affordable on the surface — median value of $443K — but the discount exists for reasons that a careful buyer should understand before committing.

The investment case in 01096 is substantial only for operators who understand what they are buying. A $443K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 01096's metrics run below Hampshire County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Demographically, 01096 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at Williamsburg's stable or hybrid ZIPs before stepping into 01096. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Williamsburg:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+4.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,052/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Springfield, MA Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Springfield, MA metro data
🏠

Property Strategy for 01096

Which property type performs best in this market?

Best for Cash Flow
3BR
4.8% cap rate
Best for Appreciation
4BR
+7.0% 5yr CAGR
Best Overall Value
4BR
$134,630/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $357,430 $2,280 4.6% +6.9% $178,715
3BR $429,197 $2,850 4.8% +6.9% $143,066
4BR $538,522 $3,070 4.1% +7.0% $134,630

Market Trends

Home Value History (with trend line)

$460K$411K$362K$313K$265K$216KJul 2006Jul 2016Jul 2026

📊 How Does 01096 Compare?

Metric 01096 Williamsburg Springfield, MA Massachusetts
Home Value $442,727 $442,727 N/A $645,115
5-Year CAGR 5.5% 5.5% N/A 7.0%
Avg Rent $2,052 $2,052 N/A -
Cap Rate 3.6% 3.6% - -
💡 Why Invest in 01096? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01096 (Williamsburg, MA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+5.5%
Moderate

📉 Market Crash Risk Index

Based on Springfield, MA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
29%
Days Pending
0/2
30 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $442,727
Monthly Rent $2,052
Price-to-Rent 18.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 9.1%

📈 Home Appreciation

1-Year +4.7% ▲
3-Year CAGR +4.1% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.7%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.5%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 01096

Population: 2,566

💰 Median Household Income
$106,250
This area
$106,250
State
$107,356
USA
$74,580
🏠 Renter Occupied
14.8%
This area
14.8%
State
28.1%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-8.0%
USA
3.7%
🎓 College Educated
51.2%
This area
51.2%
State
32.1%
USA
33.7%
👤 Median Age
47.9 years
This area
47.9 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
10.7%
This area
10.7%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 95.7%
Other/Mixed 3.5%
Hispanic/Latino 1.2%
Black/African American 0.8%
👶 Under 18
15.9%
This area
15.9%
USA
22.0%
👴 65 and Over
24.6%
This area
24.6%
USA
17.3%
📊 Poverty Rate
2.2%
This area
2.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 01096

A+ Avg School Grade
1 Schools
7.2:1 Avg Class Size
$30,804 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Anne T. Dunphy School

📚 Pre-K – 06 School
👥
123 Students
👨‍🏫
7.2:1 Class Size
💰
$30,804 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

7 Nearby 640 Off-Campus Students
C
Conway School of Landscape Design
18 students · 9.1 mi
B+
Smith College
2,830 students · 9.3 mi
B+
University of Massachusetts-Amherst
31,810 students · 12.6 mi
B+
Amherst College
1,910 students · 13.2 mi
C
Hampshire College
717 students · 13.6 mi
B
Mount Holyoke College
2,330 students · 14.7 mi
C
Greenfield Community College
1,544 students · 15.0 mi

Investor Insight: With 640 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much do tenants pay in Williamsburg, MA?

Rents in Williamsburg, MA run near $2,052/mo. Compared with median home prices of $443K that produces solid gross yields for typical rentals.

Is Williamsburg, MA better for rentals, flips, or BRRRR?

Most investors in Williamsburg, MA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Is Williamsburg in MA worth investing in?

Yes - Williamsburg, MA a 3.0/5 investability score. With $443K home prices against $2,052/mo monthly rent, the market delivers a reasonable entry point for new investors.

Is Williamsburg, MA good for house hacking?

The a challenging house-hack environment in Williamsburg, MA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How high is vacancy risk in Williamsburg, MA?

Rental vacancy in Williamsburg, MA is elevated. Investors should budget normal turnover but not chronic empty units.

You know 01096 now. You don’t know where it ranks.

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How 01096 ranks in Springfield, MA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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