Real Estate Investing in Goshen, Massachusetts (01032)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hampshire County • Population: 503 • Data updated: September 2026

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Should you buy in 01032 (Goshen, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 31.8% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Goshen, MA (01032)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $398,224
Avg Monthly Rent $1,980
1% Rule ✗ Does Not Meet
Median Income $88,077
% Renters 11.2%

Market Analysis: 01032 Goshen

Stepping back, ZIP 01032 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $398K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 01032 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

ZIP 01032's metrics run below Hampshire County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 01032 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 01032 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Goshen:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+5.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,980/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Springfield, MA Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Springfield, MA metro data
🏠

Property Strategy for 01032

Which property type performs best in this market?

Best for Cash Flow
3BR
4.7% cap rate
Best for Appreciation
2BR
+8.9% 5yr CAGR
Best Overall Value
3BR
$140,934/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $358,007 $2,200 4.4% +8.9% $179,004
3BR $422,801 $2,750 4.7% +6.5% $140,934

Market Trends

Home Value History (with trend line)

$416K$365K$315K$265K$214K$164KJul 2006Jul 2016Jul 2026

📊 How Does 01032 Compare?

Metric 01032 Goshen Springfield, MA Massachusetts
Home Value $398,224 $398,224 N/A $645,115
5-Year CAGR 6.0% 6.0% N/A 7.0%
Avg Rent $1,980 $1,980 N/A -
Cap Rate 3.9% 3.9% - -
💡 Why Invest in 01032? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01032 (Goshen, MA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+6.0%
Moderate

📉 Market Crash Risk Index

Based on Springfield, MA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
29%
Days Pending
0/2
30 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $398,224
Monthly Rent $1,980
Price-to-Rent 16.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 9.8%

📈 Home Appreciation

1-Year +5.3% ▲
3-Year CAGR +5.2% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
31.8%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.0%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 01032

Population: 503

💰 Median Household Income
$88,077
This area
$88,077
State
$107,356
USA
$74,580
🏠 Renter Occupied
11.2%
This area
11.2%
State
28.1%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-8.0%
USA
3.7%
🎓 College Educated
43.8%
This area
43.8%
State
32.1%
USA
33.7%
👤 Median Age
55.3 years
This area
55.3 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
31.8%
This area
31.8%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 99.0%
Hispanic/Latino 1.0%
Other/Mixed 1.0%
👶 Under 18
12.8%
This area
12.8%
USA
22.0%
👴 65 and Over
24.6%
This area
24.6%
USA
17.3%
📊 Poverty Rate
3.1%
This area
3.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby 386 Off-Campus Students
C
Conway School of Landscape Design
18 students · 13.0 mi
B+
Smith College
2,830 students · 13.1 mi
C
Greenfield Community College
1,544 students · 14.0 mi

Frequently Asked Questions

Is Goshen, MA better for rentals, flips, or BRRRR?

Most investors in Goshen, MA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Should investors worry about vacancy in Goshen, MA?

Occupancy in Goshen, MA runs stable with elevated vacancy. Well-priced units at $1,980/mo lease on reasonable timelines.

What is the investability score for Goshen, MA?

Our data puts Goshen, MA at 3.0/5 for investability. Home prices of $398K and rents around $1,980/mo create a solid backdrop for investor activity.

Can I live-in-and-rent in Goshen, MA?

For house hackers, Goshen, MA is a challenging. The $1,980/mo rent on a unit helps defray the mortgage on a $398K property.

Where do home prices stand in Goshen, MA?

The median home value in Goshen, MA is roughly $398K. That puts it reasonable relative to the MA statewide average.

You know 01032 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 01032 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 01032 ranks in Springfield, MA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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