Real Estate Investing in Chesterfield, Massachusetts (01012)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 01012 (Chesterfield, MA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 19.5% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Chesterfield, MA (01012)?
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Market Analysis: 01012 Chesterfield
This part of Hampshire County is not an easy win. The 01012 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 01012 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Statewide comparisons place 01012 among MA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Who lives in 01012 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
New investors are better served looking at Chesterfield's stable or hybrid ZIPs before stepping into 01012. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Chesterfield:
Property Strategy for 01012
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $346,470 | $1,640 | 3.4% | +7.3% | $173,235 |
| 3BR | $447,834 | $2,050 | 3.3% | +7.6% | $149,278 |
Market Trends
Home Value History (with trend line)
📊 How Does 01012 Compare?
| Metric | 01012 | Chesterfield | Springfield, MA | Massachusetts |
|---|---|---|---|---|
| Home Value | $406,155 | $406,155 | N/A | $645,115 |
| 5-Year CAGR | 5.6% | 5.6% | N/A | 7.0% |
| Avg Rent | $1,476 | $1,476 | N/A | - |
| Cap Rate | 2.8% | 2.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 01012 (Chesterfield, MA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $406,155 |
| Monthly Rent | $1,476 |
| Price-to-Rent | 22.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.8% |
| 5-Year IRR | 8.4% |
📈 Home Appreciation
| 1-Year | +3.6% ▲ |
| 3-Year CAGR | +4.8% ▲ |
| 5-Year CAGR | +5.6% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 01012
Population: 387
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 01012
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How should investors approach Chesterfield, MA?
A careful cash-flow rentals with hands-on management strategy Chesterfield, MA best. The market produces consistent results for that approach at the $406K price point.
Are there empty rentals in Chesterfield, MA?
Chesterfield, MA carries elevated vacancy risk. Expect reliable absorption at market rents of $1,476/mo.
What kind of tenants rent in Chesterfield, MA?
Tenant demand in Chesterfield, MA is solid. The local workforce $1,476/mo rents across most rental classes.
Where do home prices stand in Chesterfield, MA?
Typical homes in Chesterfield, MA go for around $406K. The 5-year CAGR of 0.0% measured price movement.
What do landlords charge for rent in Chesterfield, MA?
Investors in Chesterfield, MA typically see rents near $1,476/mo per month against $406K home values - a solid setup for rental cash flow.
You know 01012 now. You don’t know where it ranks.
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How 01012 ranks in Springfield, MA
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