Real Estate Investing in Easthampton, Massachusetts (01027)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hampshire County • Population: 17,678 • Data updated: September 2026

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Should you buy in 01027 (Easthampton, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Easthampton, MA (01027)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $445,388
Avg Monthly Rent $2,049
1% Rule ✗ Does Not Meet
Median Income $69,337
% Renters 36.9%

Market Analysis: 01027 Easthampton

Not every below-median market is a bargain. Easthampton's 01027 ZIP stands at signals that favor experienced operators who can absorb the risk $445K pricing implies.

Distressed markets are won on execution, not on spreadsheets. ZIP 01027 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

From an investor standpoint, 01027 offers a low basis, the region around Easthampton has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 01027 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 01027 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Easthampton:

C+ Average
Buy Confidence Score: 61/100
Affordability
5/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.4× the median income
Value Trend
Rising (+5.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,049/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Springfield, MA Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Springfield, MA metro data
🏠

Property Strategy for 01027

Which property type performs best in this market?

Best for Cash Flow
3BR
4.2% cap rate
Best for Appreciation
5BR
+7.5% 5yr CAGR
Best Overall Value
5BR
$114,345/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $308,779 $1,540 3.6% +6.9% $308,779
2BR $369,985 $1,960 3.8% +7.4% $184,993
3BR $422,588 $2,450 4.2% +7.2% $140,863
4BR $500,821 $2,640 3.8% +7.4% $125,205
5BR $571,723 +7.5% $114,345

Market Trends

Home Value History (with trend line)

$465K$412K$360K$307K$254K$201KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,054$2,039$2,025$2,010$1,995$1,981Jun 2026Jul 2026Jul 2026

📊 How Does 01027 Compare?

Metric 01027 Easthampton Springfield, MA Massachusetts
Home Value $445,388 $445,388 N/A $645,115
5-Year CAGR 6.2% 6.2% N/A 7.0%
Avg Rent $2,049 $2,049 N/A -
Cap Rate 3.6% 3.6% - -
💡 Why Invest in 01027? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 37% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01027 (Easthampton, MA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+6.2%
Strong

📉 Market Crash Risk Index

Based on Springfield, MA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
29%
Days Pending
0/2
30 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $445,388
Monthly Rent $2,049
Price-to-Rent 18.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 9.8%

📈 Home Appreciation

1-Year +5.9% ▲
3-Year CAGR +4.6% ▲
5-Year CAGR +6.2% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.2%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.2%
Growing
Eviction process: Slow Rent control: Moderate

Demographics in 01027

Population: 17,678

💰 Median Household Income
$69,337
This area
$69,337
State
$107,356
USA
$74,580
🏠 Renter Occupied
36.9%
This area
36.9%
State
28.1%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-8.0%
USA
3.7%
🎓 College Educated
40.1%
This area
40.1%
State
32.1%
USA
33.7%
👤 Median Age
47.5 years
This area
47.5 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
6.2%
This area
6.2%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 88.0%
Other/Mixed 9.8%
Hispanic/Latino 7.0%
Asian 1.5%
Black/African American 0.6%
👶 Under 18
16.5%
This area
16.5%
USA
22.0%
👴 65 and Over
24.0%
This area
24.0%
USA
17.3%
📊 Poverty Rate
3.8%
This area
3.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 01027

A+ Avg School Grade
5 Schools
9.8:1 Avg Class Size
$38,953 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Easthampton High

📚 09 – 12 High School
👥
373 Students
👨‍🏫
10.5:1 Class Size
💰
$58,679 Per Student
A+ Excellent

Hampshire Regional High

📚 07 – 12 High School
👥
690 Students
👨‍🏫
9.9:1 Class Size
💰
$24,063 Per Student
A+ Excellent

Westhampton Elementary School

📚 Pre-K – 06 School
👥
104 Students
👨‍🏫
6.1:1 Class Size
💰
$33,534 Per Student
A Very Good

Hilltown Cooperative Charter Public School

📚 K – 08 School Charter
👥
218 Students
👨‍🏫
10.3:1 Class Size
💰
$19,811 Per Student
A Very Good

Mountain View School

📚 Pre-K – 08 School
👥
1,024 Students
👨‍🏫
12.4:1 Class Size
💰
$58,679 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,382 Off-Campus Students
C
Conway School of Landscape Design
18 students · 5.0 mi
B+
Smith College
2,830 students · 5.6 mi
C
Holyoke Community College
3,706 students · 8.4 mi
B
Mount Holyoke College
2,330 students · 9.1 mi
C
Hampshire College
717 students · 11.0 mi
C+
Westfield State University
4,555 students · 11.5 mi
C
DiGrigoli School of Cosmetology
28 students · 11.8 mi
B+
Amherst College
1,910 students · 12.7 mi

Investor Insight: With 1,382 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are homes affordable in Easthampton, MA?

Typical homes in Easthampton, MA go for around $445K. The 5-year CAGR of 0.0% consistent price movement.

What is the rental occupancy rate in Easthampton, MA?

Expect elevated vacancy in Easthampton, MA. Rents at $2,049/mo are absorbed by the tenant base without meaningful lag.

Are tenants stable in Easthampton, MA?

The tenant pool in Easthampton, MA is solid, supported by local employment and population fundamentals. Rents of $2,049/mo are well-absorbed by the market.

What strategy should investors use in Easthampton, MA?

Most investors in Easthampton, MA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Are eviction rules reasonable in Easthampton, MA?

Rental owners in Easthampton, MA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

You know 01027 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 01027 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 01027 ranks in Springfield, MA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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