Real Estate Investing in Cheshire, Massachusetts (01225)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Berkshire County • Population: 3,234 • Data updated: September 2026

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Should you buy in 01225 (Cheshire, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 8.9% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cheshire, MA (01225)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $365,999
Avg Monthly Rent $1,431
1% Rule ✗ Does Not Meet
Median Income $72,485
% Renters 11.4%

Market Analysis: 01225 Cheshire

ZIP 01225 inside Berkshire County looks affordable on the surface — median value of $366K — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $366K asset, 01225 is the wrong submarket. If the plan prices in friction, the yield can still work.

Nearby ZIPs in Cheshire have seen price recovery that 01225 has not matched. Berkshire County data supports the view that the spread is structural rather than temporary.

Who lives in 01225 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Experienced landlords with local relationships tend to find 01225 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cheshire:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Rising (+4.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,431/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Pittsfield, MA Metro Area
More inventory, negotiating room for buyers
67 days
Average time to sell
Slow
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pittsfield, MA metro data
🏠

Property Strategy for 01225

Which property type performs best in this market?

Best for Cash Flow
4BR
4.5% cap rate
Best for Appreciation
2BR
+9.4% 5yr CAGR
Best Overall Value
4BR
$102,201/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $310,827 $1,590 3.7% +9.4% $155,413
3BR $357,829 $2,070 4.2% +9.3% $119,276
4BR $408,804 $2,580 4.5% +8.9% $102,201

Market Trends

Home Value History (with trend line)

$382K$338K$293K$248K$203K$158KJul 2006Jul 2016Jul 2026

📊 How Does 01225 Compare?

Metric 01225 Cheshire Pittsfield, MA Massachusetts
Home Value $365,999 $365,999 N/A $645,115
5-Year CAGR 6.6% 6.6% N/A 7.0%
Avg Rent $1,431 $1,431 N/A -
Cap Rate 3.1% 3.1% - -
💡 Why Invest in 01225? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01225 (Cheshire, MA). Anonymous, moderated, never written by AI.

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Property managers serving Berkshire County

Manage rentals here? List your business →
Posto Property Management
Town Of Egremont, MA

Posto Property offers premium vacation rentals in the Northeast. summary from their website

Short-term rentals
Unclaimed — is this your business? Claim it free
Leading Edge Property Management
City Of Pittsfield, MA
Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+6.6%
Strong

📉 Market Crash Risk Index

Based on Pittsfield, MA metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
58%
Days Pending
2/2
67 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $365,999
Monthly Rent $1,431
Price-to-Rent 21.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.1%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year +4.1% ▲
3-Year CAGR +4.1% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.9%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.6%
Growing
Eviction process: Slow Rent control: Moderate

Demographics in 01225

Population: 3,234

💰 Median Household Income
$72,485
This area
$72,485
State
$107,356
USA
$74,580
🏠 Renter Occupied
11.4%
This area
11.4%
State
28.1%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-8.0%
USA
3.7%
🎓 College Educated
31.1%
This area
31.1%
State
32.1%
USA
33.7%
👤 Median Age
52.1 years
This area
52.1 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
8.9%
This area
8.9%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 90.2%
Other/Mixed 6.6%
Asian 2.4%
Black/African American 0.8%
Hispanic/Latino 0.7%
👶 Under 18
14.6%
This area
14.6%
USA
22.0%
👴 65 and Over
26.1%
This area
26.1%
USA
17.3%
📊 Poverty Rate
4.6%
This area
4.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 01225

A+ Avg School Grade
2 Schools
10.4:1 Avg Class Size
$24,465 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Hoosac Valley Middle School

📚 04 – 07 School
👥
309 Students
👨‍🏫
9.8:1 Class Size
💰
$24,465 Per Student
A+ Excellent

Hoosac Valley High School

📚 08 – 12 High School
👥
299 Students
👨‍🏫
11.1:1 Class Size
💰
$24,465 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 647 Off-Campus Students
B
Charles H McCann Technical School
45 students · 7.4 mi
C
Massachusetts College of Liberal Arts
933 students · 9.1 mi
D
Mildred Elley-Pittsfield Campus
172 students · 9.6 mi
A
Williams College
2,168 students · 10.6 mi
C
Berkshire Community College
1,572 students · 11.0 mi

Investor Insight: With 647 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are home prices like in Cheshire, MA?

Homes in Cheshire, MA typically sell near $366K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.

Is it easy to find good tenants in Cheshire, MA?

Cheshire, MA offers a measured renter base at the $1,431/mo rent level. Tenant turnover is reasonable for well-managed properties.

How do experienced investors play Cheshire, MA?

For Cheshire, MA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How strict are landlord regulations in Cheshire, MA?

For rental operators, Cheshire, MA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

Can owner-occupants cash flow in Cheshire, MA?

House hacking in Cheshire, MA is a challenging. With home values around $366K and rents at $1,431/mo, owner-occupants can offset a meaningful share of PITI.

You know 01225 now. You don’t know where it ranks.

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How 01225 ranks in Pittsfield, MA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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