Real Estate Investing in Hinsdale, Massachusetts (01235)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Berkshire County • Population: 2,456 • Data updated: September 2026

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Should you buy in 01235 (Hinsdale, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 25.9% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hinsdale, MA (01235)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $372,572
Avg Monthly Rent $1,359
1% Rule ✗ Does Not Meet
Median Income $71,641
% Renters 19.7%

Market Analysis: 01235 Hinsdale

ZIP 01235 inside Berkshire County looks affordable on the surface — median value of $373K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 01235 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 01235's metrics run below Berkshire County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The 01235 ZIP's population of 2,456 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.

Experienced landlords with local relationships tend to find 01235 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hinsdale:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Stable (+2.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,359/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Pittsfield, MA Metro Area
More inventory, negotiating room for buyers
67 days
Average time to sell
Slow
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pittsfield, MA metro data
🏠

Property Strategy for 01235

Which property type performs best in this market?

Best for Cash Flow
4BR
3.8% cap rate
Best for Appreciation
4BR
+9.5% 5yr CAGR
Best Overall Value
4BR
$121,049/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $234,746 $1,150 3.5% +8.2% $234,746
2BR $301,462 $1,510 3.6% +8.3% $150,731
3BR $377,243 $1,840 3.5% +8.3% $125,748
4BR $484,198 $2,530 3.8% +9.5% $121,049

Market Trends

Home Value History (with trend line)

$389K$344K$298K$253K$207K$162KJul 2006Jul 2016Jul 2026

📊 How Does 01235 Compare?

Metric 01235 Hinsdale Pittsfield, MA Massachusetts
Home Value $372,572 $372,572 N/A $645,115
5-Year CAGR 5.7% 5.7% N/A 7.0%
Avg Rent $1,359 $1,359 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 01235? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01235 (Hinsdale, MA). Anonymous, moderated, never written by AI.

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Property managers serving Berkshire County

Manage rentals here? List your business →
Posto Property Management
Town Of Egremont, MA

Posto Property offers premium vacation rentals in the Northeast. summary from their website

Short-term rentals
Unclaimed — is this your business? Claim it free
Leading Edge Property Management
City Of Pittsfield, MA
Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+5.7%
Moderate

📉 Market Crash Risk Index

Based on Pittsfield, MA metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
58%
Days Pending
2/2
67 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $372,572
Monthly Rent $1,359
Price-to-Rent 22.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +2.2% ▲
3-Year CAGR +3.6% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
25.9%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.7%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 01235

Population: 2,456

💰 Median Household Income
$71,641
This area
$71,641
State
$107,356
USA
$74,580
🏠 Renter Occupied
19.7%
This area
19.7%
State
28.1%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-8.0%
USA
3.7%
🎓 College Educated
22.2%
This area
22.2%
State
32.1%
USA
33.7%
👤 Median Age
51.1 years
This area
51.1 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
25.9%
This area
25.9%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 92.8%
Other/Mixed 6.8%
Hispanic/Latino 4.1%
Black/African American 0.5%
👶 Under 18
14.5%
This area
14.5%
USA
22.0%
👴 65 and Over
23.8%
This area
23.8%
USA
17.3%
📊 Poverty Rate
3.5%
This area
3.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 01235

A Avg School Grade
1 Schools
15.3:1 Avg Class Size
$48,793 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Kittredge

📚 Pre-K – 05 Elementary
👥
177 Students
👨‍🏫
15.3:1 Class Size
💰
$48,793 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 625 Off-Campus Students
D
Mildred Elley-Pittsfield Campus
172 students · 9.4 mi
C
Berkshire Community College
1,572 students · 12.5 mi

Investor Insight: With 625 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much rent can I charge in Hinsdale, MA?

Average rent in Hinsdale, MA is approximately $1,359/mo per month. Against $373K home values that yields a reasonable rent-to-price ratio.

Is Hinsdale, MA a good market for FHA house hackers?

The house hack math a challenging in Hinsdale, MA. Owner-occupant buyers benefit from the $1,359/mo rents and $373K home values.

Is Hinsdale, MA better for rentals, flips, or BRRRR?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Hinsdale, MA. The numbers - $373K homes against $1,359/mo rents - support that play.

Are there empty rentals in Hinsdale, MA?

Hinsdale, MA carries elevated vacancy risk. Expect reliable absorption at market rents of $1,359/mo.

How expensive is real estate in Hinsdale, MA?

In Hinsdale, MA the median home value sits at $373K. Against the broader MA market, that reads as reasonable for most investors.

You know 01235 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 01235 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 01235 ranks in Pittsfield, MA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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