Real Estate Investing in Savoy, Massachusetts (01256)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 01256 (Savoy, MA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 18.9% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Savoy, MA (01256)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 01256 Savoy
On balance, ZIP 01256 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $330K median. It rewards specialists, not generalists.
Rent of $1,404/mo on a $330K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 01256 sits below the stated 0.0% once reality is priced in.
Within MA, ZIP 01256 trails on several market indicators that neighboring Berkshire County submarkets outperform. The gap is real and resilient enough to shape underwriting.
On balance, 733 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Distressed ZIPs reward experience. durable returns are possible in 01256, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Savoy:
Market Trends
Home Value History (with trend line)
📊 How Does 01256 Compare?
| Metric | 01256 | Savoy | Pittsfield, MA | Massachusetts |
|---|---|---|---|---|
| Home Value | $330,444 | $330,444 | N/A | $645,115 |
| 5-Year CAGR | 4.9% | 4.9% | N/A | 7.0% |
| Avg Rent | $1,404 | $1,404 | N/A | - |
| Cap Rate | 3.3% | 3.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 01256 (Savoy, MA). Anonymous, moderated, never written by AI.
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Property managers serving Berkshire County
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📊 Market Snapshot
| Home Value | $330,444 |
| Monthly Rent | $1,404 |
| Price-to-Rent | 19.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +2.8% ▲ |
| 3-Year CAGR | +4.1% ▲ |
| 5-Year CAGR | +4.9% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 01256
Population: 733
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 01256
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How does Savoy, MA rate as a rental market?
Savoy, MA scores 3.0/5 for investability. Home values sit at $330K and rents near $1,404/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
What are vacancy rates like in Savoy, MA?
Savoy, MA sees elevated vacancy, which is reasonable relative to the broader MA rental market.
What is the smart move for investors in Savoy, MA?
Most investors in Savoy, MA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
What is it like being a landlord in Savoy, MA?
MA law tenant-protective for landlords, and Savoy inherits those rules. Investors should still review local ordinances for rental licensing.
Is housing expensive in Savoy, MA?
Savoy, MA median home values land near $330K. That is reasonable territory for investors looking at $1,404/mo-per-month rentals.
You know 01256 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 01256 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 01256 ranks in Pittsfield, MA
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