Rochester, MN Metro Area - Investment Guide

Metro Area • 31 Cities • 34 ZIP Codes

Avg Home Value $346,109
Avg Monthly Rent $1,114
Avg Cap Rate 2.58%
Avg Investability 3.0 ★
Cities 31
ZIP Codes 34

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🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
⚖️
BALANCED MARKET
Rochester, MN Metro Area
Even conditions for buyers and sellers
53 days
Average time to sell
Average
9.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions data as of August 29, 2026 — updated weekly

Best ZIP codes in Rochester, MN

Every ZIP in the metro, ranked four ways. Free.

Cash Flow → Appreciation → Affordable →

Cities in Rochester, MN

Top ZIP Codes by Investability

ZIP Code City State Home Value Rent Cap Rate Rating
55929 Dover MN $359,286 $1,089 2.36% 3.0 ★
55963 Pine Island MN $372,137 $1,089 2.28% 3.0 ★
55901 Rochester MN $319,694 $1,587 3.87% 3.0 ★
55940 Hayfield MN $309,092 $1,089 2.75% 3.0 ★
55975 Spring Valley MN $275,053 $1,098 3.11% 3.0 ★
55920 Byron MN $407,448 $1,089 2.08% 3.0 ★
55954 Mabel MN $224,820 $972 3.37% 3.0 ★
55991 Zumbro Falls MN $418,329 $1,089 2.03% 3.0 ★
55922 Canton MN $221,319 $873 3.08% 3.0 ★
55955 Mantorville MN $461,685 $1,089 1.84% 3.0 ★
55932 Elgin MN $357,210 $1,089 2.38% 3.0 ★
55964 Plainview MN $286,588 $1,089 2.96% 3.0 ★
55902 Rochester MN $460,950 $1,678 2.84% 3.0 ★
55944 Kasson MN $319,906 $1,089 2.66% 3.0 ★
55976 Stewartville MN $341,085 $1,089 2.49% 3.0 ★
55904 Rochester MN $283,567 $1,655 4.55% 3.0 ★
55945 Kellogg MN $334,242 $918 2.14% 3.0 ★
55981 Wabasha MN $292,261 $909 2.43% 3.0 ★
55923 Chatfield MN $361,328 $1,089 2.35% 3.0 ★
55956 Mazeppa MN $384,554 $1,152 2.34% 3.0 ★
55934 Eyota MN $359,956 $1,089 2.36% 3.0 ★
55965 Preston MN $267,656 $873 2.54% 3.0 ★
55971 Rushford Village MN $273,158 $999 2.85% 3.0 ★
55906 Rochester MN $386,675 $1,290 2.60% 3.0 ★
55949 Lanesboro MN $329,381 $873 2.07% 3.0 ★
55985 West Concord MN $288,944 $1,089 2.94% 3.0 ★
55924 Claremont MN $315,101 $1,089 2.70% 3.0 ★
55957 Millville MN $421,468 $873 1.62% 3.0 ★
55935 Fountain MN $361,163 $873 1.89% 3.0 ★
55041 Lake City MN $327,915 $1,116 2.65% 3.0 ★
55939 Harmony MN $254,885 $954 2.92% 3.0 ★
55975 Spring Valley MN $267,019 $1,098 3.21% 3.0 ★
55920 Byron MN $394,214 $1,089 2.15% 3.0 ★
55954 Mabel MN $211,825 $972 3.58% 3.0 ★
55990 Wykoff MN $274,430 $1,035 2.94% 3.0 ★
55927 Dodge Center MN $298,004 $1,089 2.85% 3.0 ★
55960 Oronoco MN $550,371 $1,341 1.90% 3.0 ★
55929 Dover MN $364,725 $1,089 2.33% 3.0 ★
55963 Pine Island MN $383,924 $1,089 2.21% 3.0 ★
55901 Rochester MN $332,893 $1,669 3.91% 3.0 ★
55940 Hayfield MN $321,183 $1,089 2.64% 3.0 ★
55976 Stewartville MN $324,183 $1,089 2.62% 3.0 ★
55922 Canton MN $204,423 $873 3.33% 3.0 ★
55955 Mantorville MN $443,114 $1,089 1.92% 3.0 ★
55991 Zumbro Falls MN $447,542 $1,089 1.90% 3.0 ★
55923 Chatfield MN $346,048 $1,089 2.45% 3.0 ★
55956 Mazeppa MN $360,816 $1,152 2.49% 3.0 ★
55932 Elgin MN $362,006 $1,089 2.35% 3.0 ★
55964 Plainview MN $298,718 $1,089 2.84% 3.0 ★
55902 Rochester MN $479,480 $1,827 2.97% 3.0 ★
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About Rochester, MN Real Estate Market

The Rochester, MN metropolitan statistical area (MSA) encompasses 31 cities and 34 ZIP codes. The average home value across the metro is $346,109, with an average monthly rent of $1,114. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.