Real Estate Investing in Mantorville, Minnesota (55955)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55955 (Mantorville, MN)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 36.6 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Mantorville, MN (55955)?
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Market Analysis: 55955 Mantorville
Not every below-median market is a bargain. Mantorville's 55955 ZIP records signals that favor experienced operators who can absorb the risk $478K pricing implies.
Distressed markets are won on execution, not on spreadsheets. ZIP 55955 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Stepping back, 55955 offers a low basis, the region around Mantorville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
From a cash-flow lens, 2,603 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 55955 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Mantorville:
Property Strategy for 55955
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $344,722 | $1,210 | 2.5% | +7.0% | $172,361 |
| 3BR | $439,110 | $1,700 | 2.8% | +7.9% | $146,370 |
| 4BR | $524,784 | $2,030 | 2.8% | +7.7% | $131,196 |
| 5BR | $571,985 | — | — | +7.5% | $114,397 |
Market Trends
Home Value History (with trend line)
📊 How Does 55955 Compare?
| Metric | 55955 | Mantorville | Rochester, MN | Minnesota |
|---|---|---|---|---|
| Home Value | $477,928 | $477,928 | N/A | $340,597 |
| 5-Year CAGR | 6.4% | 6.4% | N/A | 4.9% |
| Avg Rent | $1,089 | $1,089 | N/A | - |
| Cap Rate | 1.8% | 1.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55955 (Mantorville, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $477,928 |
| Monthly Rent | $1,089 |
| Price-to-Rent | 36.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.7% |
| Cap Rate | 1.8% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +10.1% ▲ |
| 3-Year CAGR | +6.3% ▲ |
| 5-Year CAGR | +6.4% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55955
Population: 2,603
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How strong are rents in Mantorville, MN?
Expect rents around $1,089/mo per month in Mantorville, MN. With home values at $478K, the yield math works out to reasonable levels for rental investors.
Should investors worry about vacancy in Mantorville, MN?
Mantorville, MN carries elevated vacancy risk. Expect predictable absorption at market rents of $1,089/mo.
What kind of market is Mantorville, MN for investors?
Mantorville, MN scores 3.0/5 for investability. Home values sit at $478K and rents near $1,089/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Can I house hack in Mantorville, MN?
House hacking in Mantorville, MN is a challenging. With home values around $478K and rents at $1,089/mo, owner-occupants can offset a meaningful share of PITI.
Is Mantorville, MN landlord-friendly?
The landlord environment in Mantorville, MN is balanced. Statewide rules shape most day-to-day operations for rental owners.
You know 55955 now. You don’t know where it ranks.
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How 55955 ranks in Rochester, MN
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