Real Estate Investing in Wykoff, Minnesota (55990)
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Should you buy in 55990 (Wykoff, MN)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Wykoff, MN (55990)?
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Market Analysis: 55990 Wykoff
ZIP 55990 inside Fillmore County looks affordable on the surface — median value of $272K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 55990 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
The gap between 55990 and stronger Wykoff ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
A notable renter share of 23% in 55990 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategy in 55990 is an operator game, not a passive one. Meanwhile, entry prices of $272K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Wykoff:
Market Trends
Home Value History (with trend line)
📊 How Does 55990 Compare?
| Metric | 55990 | Wykoff | Rochester, MN | Minnesota |
|---|---|---|---|---|
| Home Value | $272,333 | $272,333 | N/A | $340,597 |
| 5-Year CAGR | 4.5% | 4.5% | N/A | 4.9% |
| Avg Rent | $1,035 | $1,035 | N/A | - |
| Cap Rate | 3.0% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55990 (Wykoff, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $272,333 |
| Monthly Rent | $1,035 |
| Price-to-Rent | 21.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.6% |
| Cap Rate | 3.0% |
| 5-Year IRR | 7.5% |
📈 Home Appreciation
| 1-Year | +6.9% ▲ |
| 3-Year CAGR | +3.0% ▲ |
| 5-Year CAGR | +4.5% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55990
Population: 895
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What is it like being a landlord in Wykoff, MN?
The landlord environment in Wykoff, MN is balanced. Statewide rules shape most day-to-day operations for rental owners.
Is Wykoff, MN suited for a house hack?
House hacking works a challenging in Wykoff, MN. Rents of $1,035/mo against $272K acquisition make the strategy solid for owner-occupants.
What is the smart move for investors in Wykoff, MN?
A careful cash-flow rentals with hands-on management strategy Wykoff, MN best. The market produces measured results for that approach at the $272K price point.
Is Wykoff, MN a good market for buy-and-hold investors?
Wykoff, MN rates 3.0/5 for investability. With median values at $272K and rents near $1,035/mo, the market offers reasonable fundamentals for rental investors.
What is the typical renter like in Wykoff, MN?
The renter base in Wykoff, MN is reasonable for the $1,035/mo price point. Screening well and pricing to market typically yields predictable tenants.
You know 55990 now. You don’t know where it ranks.
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How 55990 ranks in Rochester, MN
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