Real Estate Investing in Eyota, Minnesota (55934)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Olmsted County • Population: 3,542 • Data updated: September 2026

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Should you buy in 55934 (Eyota, MN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (67/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 28.2 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Eyota, MN (55934)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $368,043
Avg Monthly Rent $1,089
1% Rule ✗ Does Not Meet
Median Income $86,144
% Renters 19.7%

Market Analysis: 55934 Eyota

ZIP 55934 inside Olmsted County looks affordable on the surface — median value of $368K — but the discount exists for reasons that a careful buyer should understand before committing.

The 55934 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 55934 and stronger Eyota ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Stepping back, 3,542 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The right play in 55934 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Eyota:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Rising (+7.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,089/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Rochester, MN Metro Area
Even conditions for buyers and sellers
53 days
Average time to sell
Average
9.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rochester, MN metro data
🏠

Property Strategy for 55934

Which property type performs best in this market?

Best for Cash Flow
4BR
3.8% cap rate
Best for Appreciation
2BR
+5.5% 5yr CAGR
Best Overall Value
4BR
$96,339/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $274,597 $1,210 3.2% +5.5% $137,298
3BR $323,915 $1,700 3.8% +5.4% $107,972
4BR $385,358 $2,030 3.8% +5.0% $96,339

Market Trends

Home Value History (with trend line)

$385K$335K$284K$234K$183K$133KJun 2006Jul 2016Jul 2026

📊 How Does 55934 Compare?

Metric 55934 Eyota Rochester, MN Minnesota
Home Value $368,043 $368,043 N/A $340,597
5-Year CAGR 4.3% 4.3% N/A 4.9%
Avg Rent $1,089 $1,089 N/A -
Cap Rate 2.3% 2.3% - -
💡 Why Invest in 55934? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 55934 (Eyota, MN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+4.3%
Moderate

📉 Market Crash Risk Index

Based on Rochester, MN metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
37%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $368,043
Monthly Rent $1,089
Price-to-Rent 28.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.3%
5-Year IRR 6.6%

📈 Home Appreciation

1-Year +7.4% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +4.3% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.1%
Low risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+4.3%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 55934

Population: 3,542

💰 Median Household Income
$86,144
This area
$86,144
State
$77,168
USA
$74,580
🏠 Renter Occupied
19.7%
This area
19.7%
State
18.9%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-3.2%
USA
3.7%
🎓 College Educated
31.9%
This area
31.9%
State
20.0%
USA
33.7%
👤 Median Age
39.3 years
This area
39.3 years
State
37.2 years
USA
38.9 years
🏚️ Vacancy Rate
6.1%
This area
6.1%
State
17.0%
USA
10.5%
👥 Population by Ethnicity
White 95.6%
Other/Mixed 2.2%
Black/African American 2.0%
Hispanic/Latino 1.0%
Asian 0.2%
👶 Under 18
24.7%
This area
24.7%
USA
22.0%
👴 65 and Over
19.9%
This area
19.9%
USA
17.3%
📊 Poverty Rate
0.8%
This area
0.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 55934

B Avg School Grade
3 Schools
18.0:1 Avg Class Size
$13,162 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

DOVER-EYOTA ELEMENTARY

📚 Pre-K – 05 Elementary
👥
501 Students
👨‍🏫
14.1:1 Class Size
💰
$13,162 Per Student
B Good

DOVER-EYOTA HIGH SCHOOL

📚 09 – 12 High School
👥
303 Students
👨‍🏫
19.2:1 Class Size
💰
$13,162 Per Student
C+ Average

DOVER-EYOTA MIDDLE SCHOOL

📚 06 – 08 Middle
👥
259 Students
👨‍🏫
20.8:1 Class Size
💰
$13,162 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 1,809 Off-Campus Students
D
Rochester Community and Technical College
4,714 students · 7.9 mi
C+
University of Minnesota-Rochester
588 students · 9.9 mi
C+
Mayo Clinic College of Medicine and Science
1,480 students · 10.1 mi
C
Nova Academy of Cosmetology
174 students · 13.4 mi

Investor Insight: With 1,809 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much does a house cost in Eyota, MN?

Eyota, MN home values average about $368K. That price point suits investors targeting rentals with $1,089/mo in monthly income.

Are rents high in Eyota, MN?

The typical rental in Eyota, MN commands about $1,089/mo monthly. That rent profile reliable cash flow against the $368K purchase basis.

Is Eyota, MN a good market for FHA house hackers?

For house hackers, Eyota, MN is a challenging. The $1,089/mo rent on a unit helps defray the mortgage on a $368K property.

Is MN a landlord-friendly state?

Eyota, MN falls under MN landlord-tenant law, which is balanced. That backdrop makes day-to-day property management reasonable.

How deep is the rental pool in Eyota, MN?

Eyota, MN offers a reliable renter base at the $1,089/mo rent level. Tenant turnover is reasonable for well-managed properties.

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How 55934 ranks in Rochester, MN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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