Real Estate Investing in Canton, Minnesota (55922)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fillmore County • Population: 853 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 55922 (Canton, MN)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Canton, MN (55922)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $221,319
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $66,250
% Renters 16.6%

Market Analysis: 55922 Canton

The 55922 ZIP covers a section of Canton that demands careful diligence. Prices near $221K look accessible, but the work to make a deal cash flow is real.

Distressed markets are won on execution, not on spreadsheets. ZIP 55922 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Within MN, ZIP 55922 trails on several market indicators that neighboring Fillmore County submarkets outperform. The gap is real and sturdy enough to shape underwriting.

Demographically, 55922 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 55922 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Canton:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+6.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Rochester, MN Metro Area
Even conditions for buyers and sellers
53 days
Average time to sell
Average
9.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rochester, MN metro data

Market Trends

Home Value History (with trend line)

$232K$201K$169K$137K$106K$74KJul 2006Jul 2016Jul 2026

📊 How Does 55922 Compare?

Metric 55922 Canton Rochester, MN Minnesota
Home Value $221,319 $221,319 N/A $340,597
5-Year CAGR 6.3% 6.3% N/A 4.9%
Avg Rent $873 $873 N/A -
Cap Rate 3.1% 3.1% - -
💡 Why Invest in 55922? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 55922 (Canton, MN). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 55922 (Canton, MN)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+6.3%
Strong

📉 Market Crash Risk Index

Based on Rochester, MN metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
37%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $221,319
Monthly Rent $873
Price-to-Rent 21.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.1%
5-Year IRR 9.4%

📈 Home Appreciation

1-Year +6.2% ▲
3-Year CAGR +3.8% ▲
5-Year CAGR +6.3% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.7%
Low risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+6.3%
Growing
Eviction process: Slow Rent control: Moderate

Demographics in 55922

Population: 853

💰 Median Household Income
$66,250
This area
$66,250
State
$77,168
USA
$74,580
🏠 Renter Occupied
16.6%
This area
16.6%
State
18.9%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-3.2%
USA
3.7%
🎓 College Educated
11.8%
This area
11.8%
State
20.0%
USA
33.7%
👤 Median Age
31.0 years
This area
31.0 years
State
37.2 years
USA
38.9 years
🏚️ Vacancy Rate
7.7%
This area
7.7%
State
17.0%
USA
10.5%
👥 Population by Ethnicity
White 97.2%
Black/African American 1.7%
Other/Mixed 1.1%
Hispanic/Latino 0.4%
👶 Under 18
35.3%
This area
35.3%
USA
22.0%
👴 65 and Over
10.2%
This area
10.2%
USA
17.3%
📊 Poverty Rate
10.5%
This area
10.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What are home prices like in Canton, MN?

In Canton, MN the median home value sits at $221K. Against the broader MN market, that reads as reasonable for most investors.

Is MN a landlord-friendly state?

MN law balanced for landlords, and Canton inherits those rules. Investors should still review local ordinances for rental licensing.

What do rentals go for in Canton, MN?

Rents in Canton, MN run near $873/mo. Compared with median home prices of $221K that produces solid gross yields for typical rentals.

Should investors consider Canton, MN?

Yes - Canton, MN a 3.0/5 investability score. With $221K home prices against $873/mo monthly rent, the market delivers a reasonable entry point for new investors.

What is the best play in Canton, MN?

The best-fit strategy in Canton, MN is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 55922 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 55922 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 55922 ranks in Rochester, MN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 55922 (Canton)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 55922 (Canton, MN).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.