Real Estate Investing in Cresco, Iowa (52136)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Howard County • Population: 5,763 • Data updated: September 2026

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Should you buy in 52136 (Cresco, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cresco, IA (52136)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $213,765
Avg Monthly Rent $900
1% Rule ✗ Does Not Meet
Median Income $62,003
% Renters 24.2%

Market Analysis: 52136 Cresco

ZIP 52136 in Cresco, IA carries a significant set of headwinds. Home values near $214K and rents of $900/mo sit inside a market where underwriting has to be tight.

Rent of $900/mo on a $214K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 52136 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 52136 among IA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 52136 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 52136 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cresco:

B Good
Buy Confidence Score: 77/100
Affordability
20/25
Appreciation
25/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+11.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 52136

Which property type performs best in this market?

Best for Cash Flow
4BR
5.1% cap rate
Best for Appreciation
3BR
+7.9% 5yr CAGR
Best Overall Value
4BR
$55,346/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $149,880 $1,000 4.8% $74,940
3BR $197,522 $1,380 5.0% +7.9% $65,841
4BR $221,383 $1,580 5.1% $55,346
5BR $311,094 $62,219

Market Trends

Home Value History (with trend line)

$223K$196K$168K$140K$112K$84KApr 2010Jun 2018Jul 2026

📊 How Does 52136 Compare?

Metric 52136 Cresco Iowa
Home Value $213,765 $213,765 $227,232
5-Year CAGR 7.5% 7.5% 6.0%
Avg Rent $900 $900 -
Cap Rate 3.3% 3.3% -
💡 Why Invest in 52136? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52136 (Cresco, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+7.5%
Strong

📊 Market Snapshot

Home Value $213,765
Monthly Rent $900
Price-to-Rent 19.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 10.8%

📈 Home Appreciation

1-Year +11.0% ▲
3-Year CAGR +6.0% ▲
5-Year CAGR +7.5% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 52136

Population: 5,763

💰 Median Household Income
$62,003
This area
$62,003
State
$71,886
USA
$74,580
🏠 Renter Occupied
24.2%
This area
24.2%
State
19.7%
USA
34.0%
💼 Unemployment Rate
0.8%
This area
0.8%
State
0.0%
USA
3.7%
🎓 College Educated
20.1%
This area
20.1%
State
18.8%
USA
33.7%
👤 Median Age
42.4 years
This area
42.4 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
14.4%
This area
14.4%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 97.0%
Other/Mixed 2.6%
Hispanic/Latino 1.1%
Black/African American 0.3%
Asian 0.1%
👶 Under 18
22.5%
This area
22.5%
USA
22.0%
👴 65 and Over
20.6%
This area
20.6%
USA
17.3%
📊 Poverty Rate
4.4%
This area
4.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 52136

A Avg School Grade
3 Schools
14.6:1 Avg Class Size
$18,233 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Crestwood Elementary School

📚 K – 06 School
👥
456 Students
👨‍🏫
11.5:1 Class Size
💰
$18,233 Per Student
A+ Excellent

Crestwood High School

📚 07 – 12 High School
👥
509 Students
👨‍🏫
12.4:1 Class Size
💰
$18,233 Per Student
B Good
👥
68 Students
👨‍🏫
20.0:1 Class Size
💰
$18,233 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Does Cresco, IA favor landlords or tenants?

Rental owners in Cresco, IA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Is Cresco, IA good for house hacking?

House hacking in Cresco, IA is a challenging. With home values around $214K and rents at $900/mo, owner-occupants can offset a meaningful share of PITI.

What are home prices like in Cresco, IA?

Median home price in Cresco, IA is near $214K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.

What is the typical rental rate in Cresco, IA?

Investors in Cresco, IA typically see rents near $900/mo per month against $214K home values - a solid setup for rental cash flow.

How strong is tenant demand in Cresco, IA?

Cresco, IA draws a predictable base of working renters. Demand at the $900/mo rent level is reasonable for standard single-family and small multi rentals.

You know 52136 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 52136 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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