Real Estate Investing in Protivin, Iowa (52163)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Howard County • Population: 354 • Data updated: September 2026

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Should you buy in 52163 (Protivin, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.1% vacancy may signal weakening demand.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Protivin, IA (52163)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $130,227
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $58,125
% Renters 6.3%

Market Analysis: 52163 Protivin

Not every below-median market is a bargain. Protivin's 52163 ZIP reports signals that favor experienced operators who can absorb the risk $130K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 52163 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

In the broader IA picture, 52163 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Who lives in 52163 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 52163 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Protivin:

C+ Average
Buy Confidence Score: 69/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.2× the median income
Value Trend
Stable (+1.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$137K$129K$121K$113K$105K$98KFeb 2022May 2024Jul 2026

📊 How Does 52163 Compare?

Metric 52163 Protivin Iowa
Home Value $130,227 $130,227 $227,232
5-Year CAGR N/A N/A 6.0%
Avg Rent $828 $828 -
Cap Rate 5.0% 5.0% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52163 (Protivin, IA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
5.0%
Fair

📊 Market Snapshot

Home Value $130,227
Monthly Rent $828
Price-to-Rent 13.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.6%
Cap Rate 5.0%
5-Year IRR 9.0%

📈 Home Appreciation

1-Year +1.6% ▲
3-Year CAGR +4.0% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 52163

Population: 354

💰 Median Household Income
$58,125
This area
$58,125
State
$71,886
USA
$74,580
🏠 Renter Occupied
6.3%
This area
6.3%
State
19.7%
USA
34.0%
💼 Unemployment Rate
0.4%
This area
0.4%
State
0.0%
USA
3.7%
🎓 College Educated
25.1%
This area
25.1%
State
18.8%
USA
33.7%
👤 Median Age
35.3 years
This area
35.3 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
10.1%
This area
10.1%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 97.4%
Other/Mixed 1.8%
Hispanic/Latino 0.9%
Asian 0.9%
👶 Under 18
34.2%
This area
34.2%
USA
22.0%
👴 65 and Over
19.9%
This area
19.9%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 1,930 Off-Campus Students
C
Northeast Iowa Community College
4,378 students · 12.3 mi

Investor Insight: With 1,930 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Protivin, IA stack up for property investment?

Protivin, IA shows an investability rating of 2.0/5, with median home values near $130K and average rents around $828/mo. That combination puts it in the healthy tier for investor interest.

What is the tenant pool like in Protivin, IA?

The tenant pool in Protivin, IA is solid, supported by local employment and population fundamentals. Rents of $828/mo are well-absorbed by the market.

How much do tenants pay in Protivin, IA?

Expect rents around $828/mo per month in Protivin, IA. With home values at $130K, the yield math works out to reasonable levels for rental investors.

Can owner-occupants cash flow in Protivin, IA?

Protivin, IA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $130K price point reasonable to enter.

How should investors approach Protivin, IA?

In Protivin, IA the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $130K prices and $828/mo rents suits that approach.

You know 52163 now. You don’t know where it ranks.

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