Best ZIP Codes for Cash Flow in Montgomery, AL (2026)

Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.

# ZIP City Home value Rent Cap rate 5-yr growth
1 36105 1% rule Montgomery, AL $47,489 $1,019 16.73% 0.5%
2 36110 1% rule Montgomery, AL $52,080 $1,046 15.66% 2.9%
3 36107 1% rule Montgomery, AL $68,511 $993 11.30% 1.7%
4 36108 1% rule Montgomery, AL $67,741 $810 9.33% 3.9%
5 36116 Montgomery, AL $149,708 $1,407 7.33% 5.0%
6 36109 Montgomery, AL $155,697 $1,332 6.67% 4.6%
7 36111 Montgomery, AL $158,981 $1,264 6.20% 5.2%
8 36067 Prattville, AL $241,771 $1,763 5.69% 5.2%
9 36106 Montgomery, AL $196,803 $1,296 5.14% 4.4%
10 36054 Millbrook, AL $224,447 $1,438 5.00% 5.8%
11 36066 Prattville, AL $292,098 $1,779 4.75% 5.4%
12 36032 Fort Deposit, AL $137,936 $810 4.58% 0.3%
13 36036 Grady, AL $154,022 $864 4.38% 1.7%
14 36092 Wetumpka, AL $236,140 $1,322 4.37% 6.1%
15 36093 Wetumpka, AL $342,885 $1,900 4.32% 5.7%
16 36117 Montgomery, AL $258,993 $1,427 4.30% 5.2%
17 36025 Elmore, AL $245,580 $1,345 4.27% 5.7%
18 36046 Lapine, AL $154,780 $810 4.08% 3.4%
19 36047 Letohatchee, AL $164,893 $810 3.83% -0.2%
20 36064 Pike Road, AL $404,122 $1,941 3.75% 4.0%
21 36749 Jones, AL $178,445 $810 3.54% 1.8%
22 36069 Ramer, AL $182,772 $810 3.46% 2.2%
23 36051 Deatsville, AL $222,421 $918 3.22% 4.7%
24 36078 Tallassee, AL $197,605 $810 3.20% 4.5%
25 36020 Coosada, AL $215,290 $846 3.07% 4.1%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →

Same metro, different strategy

Appreciation in Montgomery, AL  ·  Affordable in Montgomery, AL

Or see the full Montgomery, AL metro profile.