Real Estate Investing in Coosada, Alabama (36020)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 36020 (Coosada, AL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 18.0% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Coosada, AL (36020)?
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Market Analysis: 36020 Coosada
Not every below-median market is a bargain. Coosada's 36020 ZIP registers signals that favor experienced operators who can absorb the risk $215K pricing implies.
The 36020 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in Coosada have seen price recovery that 36020 has not matched. Elmore County data supports the view that the spread is structural rather than temporary.
The 36020 ZIP's population of 1,090 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.
The 36020 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Coosada:
Market Trends
Home Value History (with trend line)
📊 How Does 36020 Compare?
| Metric | 36020 | Coosada | Montgomery, AL | Alabama |
|---|---|---|---|---|
| Home Value | $215,290 | $215,290 | N/A | $231,003 |
| 5-Year CAGR | 4.1% | 4.1% | N/A | 5.6% |
| Avg Rent | $846 | $846 | N/A | - |
| Cap Rate | 3.1% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 36020 (Coosada, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $215,290 |
| Monthly Rent | $846 |
| Price-to-Rent | 21.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.7% |
| Cap Rate | 3.1% |
| 5-Year IRR | 7.2% |
📈 Home Appreciation
| 1-Year | +5.5% ▲ |
| 3-Year CAGR | +2.6% ▲ |
| 5-Year CAGR | +4.1% ▲ |
| 10-Year CAGR | +4.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 36020
Population: 1,090
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 36020
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,341 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Should investors consider Coosada, AL?
With a 3.0/5 investability score, Coosada, AL ranks as a solid market for rental property investors. Median prices of $215K and rents of $846/mo drive the underlying numbers.
How much do tenants pay in Coosada, AL?
Expect rents around $846/mo per month in Coosada, AL. With home values at $215K, the yield math works out to reasonable levels for rental investors.
Do landlords face vacancy issues in Coosada, AL?
Rental vacancy in Coosada, AL is elevated. Investors should budget normal turnover but not chronic empty units.
What is the smart move for investors in Coosada, AL?
In Coosada, AL the sturdy play is typically careful cash-flow rentals with hands-on management. The combination of $215K prices and $846/mo rents suits that approach.
What is the median home value in Coosada, AL?
Expect median prices around $215K in Coosada, AL. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.
You know 36020 now. You don’t know where it ranks.
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How 36020 ranks in Montgomery, AL
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