Real Estate Investing in Montgomery, Alabama (36110)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Montgomery County • Population: 11,692 • Data updated: September 2026

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Should you buy in 36110 (Montgomery, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
STRONG
5.0 / 5 (100/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 21.6% of homes vacant — above national norms.
  • Elevated poverty: 25.5% poverty rate — can affect rent collection.
  • Lower household income: $38,860 median — tenant affordability is tighter.

What’s happening in Montgomery, AL (36110)?

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5.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $52,080
Avg Monthly Rent $1,046
1% Rule ✓ Meets
Median Income $38,860
% Renters 47.9%

Market Analysis: 36110 Montgomery

ZIP 36110 inside Montgomery, AL leans into a value-add thesis. Home values near $52K sit below the state median, and rents of $1,046/mo leave room for forced-equity plays.

In 36110, the deal is made on the buy and on the capex. healthy entry prices of $52K leave room in the budget for light-to-medium renovation, with rent lift to match.

In Montgomery County, 36110 is part of the operational map, not the passive one. The spread between median price and renovated comp reflects the work available.

Residents in 36110 skew younger than the county average, and that matters for rehab positioning. Younger renters respond to finishes, appliances, and in-unit laundry in ways that move rent.

BRRRR is the most natural fit. Buy under $52K, rehab, refinance, and the capital recycles in a way turnkey markets cannot replicate.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Montgomery:

B Good
Buy Confidence Score: 73/100
Affordability
25/25
Appreciation
14/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.3× the median income
Value Trend
Stable (+0.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,046/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Montgomery, AL Metro Area
Even conditions for buyers and sellers
59 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Montgomery, AL metro data
🏠

Property Strategy for 36110

Which property type performs best in this market?

Best for Cash Flow
2BR
17.6% cap rate
Best for Appreciation
2BR
+10.3% 5yr CAGR
Best Overall Value
3BR
$19,249/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $39,230 $960 17.6% +10.3% $19,615
3BR $57,748 $1,230 15.3% +8.2% $19,249
4BR $80,409 $1,450 13.0% +5.9% $20,102

Market Trends

Home Value History (with trend line)

$91K$79K$67K$55K$43K$31KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,169$1,116$1,062$1,009$956$902Jan 2025Oct 2025Jul 2026

📊 How Does 36110 Compare?

Metric 36110 Montgomery Montgomery, AL Alabama
Home Value $52,080 $46,686 N/A $231,003
5-Year CAGR 2.9% 3.0% N/A 5.6%
Avg Rent $1,046 $1,204 N/A -
Cap Rate 15.7% 10.2% - -
💡 Why Invest in 36110? Click to expand

This ZIP code meets the 1% rule with rent at $1,046/mo on homes averaging $52,080 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

A healthy rental market with 48% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 36110 (Montgomery, AL). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
15.7%
Excellent
5yr Growth
+2.9%
Slow

📉 Market Crash Risk Index

Based on Montgomery, AL metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
58%
Days Pending
1/2
59 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $52,080
Monthly Rent $1,046
Price-to-Rent 4.2:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 24.1%
Cap Rate 15.7%
5-Year IRR 18.5%

📈 Home Appreciation

1-Year +0.7% ▲
3-Year CAGR -3.3% ▼
5-Year CAGR +2.9% ▲
10-Year CAGR +3.1% ▲

🏠 Rent Trends

1-Year -5.2% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 15.7%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (15.7%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 36110

Population: 11,692

💰 Median Household Income
$38,860
This area
$38,860
State
$56,875
USA
$74,580
🏠 Renter Occupied
47.9%
This area
47.9%
State
24.9%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-24.3%
USA
3.7%
🎓 College Educated
9.6%
This area
9.6%
State
-11.9%
USA
33.7%
👤 Median Age
33.9 years
This area
33.9 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
21.6%
This area
21.6%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 79.1%
White 14.1%
Other/Mixed 5.0%
Hispanic/Latino 2.3%
Asian 1.8%
👶 Under 18
26.3%
This area
26.3%
USA
22.0%
👴 65 and Over
13.4%
This area
13.4%
USA
17.3%
📊 Poverty Rate
25.5%
This area
25.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 36110

B Avg School Grade
1 Schools
19.1:1 Avg Class Size
$12,933 Avg Per Pupil

Schools in This ZIP Code

B Good

Chisholm Elementary School

📚 Pre-K – 05 Elementary
👥
477 Students
👨‍🏫
19.1:1 Class Size
💰
$12,933 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,341 Off-Campus Students
D
Fortis College-Montgomery
305 students · 4.5 mi
C
Faulkner University
2,933 students · 5.0 mi
C
Alabama State University
3,870 students · 6.3 mi
C
Huntingdon College
869 students · 7.0 mi
C+
Auburn University at Montgomery
5,189 students · 7.3 mi
D
Amridge University
636 students · 7.6 mi
D
South University-Montgomery
319 students · 7.7 mi
C
H Councill Trenholm State Community College
1,907 students · 8.5 mi

Investor Insight: With 3,341 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Does house hacking make sense in Montgomery, AL?

For house hackers, Montgomery, AL is an attractive. The $1,046/mo rent on a unit helps defray the mortgage on a $52K property.

What are home prices like in Montgomery, AL?

Homes in Montgomery, AL typically sell near $52K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.

Should investors consider Montgomery, AL?

Montgomery, AL stands at an investability rating of 5.0/5, with median home values near $52K and average rents around $1,046/mo. That combination puts it in the resilient tier for investor interest.

Does the 1% rule work in Montgomery, AL?

Yes, many Montgomery, AL properties clear the 1% rule. The rent-to-price ratio averages 2.01%, supported by $1,046/mo rents.

Where do rents currently stand in Montgomery, AL?

Expect rents around $1,046/mo per month in Montgomery, AL. With home values at $52K, the yield math works out to reasonable levels for rental investors.

You know 36110 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 36110 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 36110 ranks in Montgomery, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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