Real Estate Investing in Tallassee, Alabama (36078)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Elmore County • Population: 13,460 • Data updated: September 2026

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Should you buy in 36078 (Tallassee, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.2% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Tallassee, AL (36078)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $197,605
Avg Monthly Rent $810
1% Rule ✗ Does Not Meet
Median Income $61,574
% Renters 29.9%

Market Analysis: 36078 Tallassee

This part of Elmore County is not an easy win. The 36078 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 36078 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

On balance, 36078 offers a low basis, the region around Tallassee has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 36078 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 36078 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tallassee:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
18/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+8.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $810/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Montgomery, AL Metro Area
Even conditions for buyers and sellers
59 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Montgomery, AL metro data
🏠

Property Strategy for 36078

Which property type performs best in this market?

Best for Cash Flow
2BR
5.3% cap rate
Best for Appreciation
2BR
+9.0% 5yr CAGR
Best Overall Value
2BR
$61,374/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $122,748 $900 5.3% +9.0% $61,374
3BR $222,554 $1,130 3.7% +7.5% $74,185
4BR $334,447 $1,430 3.1% +7.7% $83,612

Market Trends

Home Value History (with trend line)

$205K$183K$161K$139K$117K$96KJul 2006Jul 2016Jul 2026

📊 How Does 36078 Compare?

Metric 36078 Tallassee Montgomery, AL Alabama
Home Value $197,605 $197,605 N/A $231,003
5-Year CAGR 4.5% 4.5% N/A 5.6%
Avg Rent $810 $810 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 36078? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 36078 (Tallassee, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+4.5%
Moderate

📉 Market Crash Risk Index

Based on Montgomery, AL metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
58%
Days Pending
1/2
59 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $197,605
Monthly Rent $810
Price-to-Rent 20.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 7.7%

📈 Home Appreciation

1-Year +8.9% ▲
3-Year CAGR +4.9% ▲
5-Year CAGR +4.5% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 36078

Population: 13,460

💰 Median Household Income
$61,574
This area
$61,574
State
$56,875
USA
$74,580
🏠 Renter Occupied
29.9%
This area
29.9%
State
24.9%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-24.3%
USA
3.7%
🎓 College Educated
15.8%
This area
15.8%
State
-11.9%
USA
33.7%
👤 Median Age
39.9 years
This area
39.9 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
10.2%
This area
10.2%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 73.8%
Black/African American 23.0%
Other/Mixed 2.8%
Hispanic/Latino 0.8%
Asian 0.4%
👶 Under 18
20.5%
This area
20.5%
USA
22.0%
👴 65 and Over
20.6%
This area
20.6%
USA
17.3%
📊 Poverty Rate
9.1%
This area
9.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 36078

A Avg School Grade
3 Schools
14.8:1 Avg Class Size
$17,595 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Tallassee Elementary School

📚 Pre-K – 04 Elementary
👥
592 Students
👨‍🏫
14.8:1 Class Size
💰
$17,595 Per Student
A+ Excellent

Tallassee High School

📚 09 – 12 High School
👥
487 Students
👨‍🏫
14.3:1 Class Size
💰
$17,595 Per Student
A Very Good

Southside Middle School

📚 05 – 08 School
👥
431 Students
👨‍🏫
15.4:1 Class Size
💰
$17,595 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Where do rents currently stand in Tallassee, AL?

Tallassee, AL rentals go for roughly $810/mo a month. That puts gross yield in solid territory relative to $198K acquisition costs.

Is AL a landlord-friendly state?

For rental operators, Tallassee, AL rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Do rentals sit vacant long in Tallassee, AL?

Vacancy in Tallassee, AL is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $810/mo.

Is house hacking profitable in Tallassee, AL?

House hacking in Tallassee, AL is a challenging. With home values around $198K and rents at $810/mo, owner-occupants can offset a meaningful share of PITI.

What is the investability score for Tallassee, AL?

Tallassee, AL scores 3.0/5 for investability. Home values sit at $198K and rents near $810/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

You know 36078 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 36078 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 36078 ranks in Montgomery, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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