Real Estate Investing in Fort Deposit, Alabama (36032)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 36032 (Fort Deposit, AL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 17.5% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (0.3% CAGR).
- Elevated poverty: 34.3% poverty rate — can affect rent collection.
- Higher unemployment: 7.5% unemployment — tenant risk signal.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Fort Deposit, AL (36032)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 36032 Fort Deposit
This part of Lowndes County is not an easy win. The 36032 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed markets are won on execution, not on spreadsheets. ZIP 36032 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
In the broader AL picture, 36032 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Employment concentration in 36032 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Distressed ZIPs reward experience. healthy returns are possible in 36032, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Fort Deposit:
Market Trends
Home Value History (with trend line)
📊 How Does 36032 Compare?
| Metric | 36032 | Fort Deposit | Montgomery, AL | Alabama |
|---|---|---|---|---|
| Home Value | $137,936 | $137,936 | N/A | $231,003 |
| 5-Year CAGR | 0.3% | 0.3% | N/A | 5.6% |
| Avg Rent | $810 | $810 | N/A | - |
| Cap Rate | 4.6% | 4.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 36032 (Fort Deposit, AL). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 36032 (Fort Deposit, AL)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $137,936 |
| Monthly Rent | $810 |
| Price-to-Rent | 14.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.1% |
| Cap Rate | 4.6% |
| 5-Year IRR | 4.9% |
📈 Home Appreciation
| 1-Year | -0.5% ▼ |
| 3-Year CAGR | -1.8% ▼ |
| 5-Year CAGR | +0.3% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 36032
Population: 2,358
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 36032
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is housing expensive in Fort Deposit, AL?
Expect median prices around $138K in Fort Deposit, AL. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.
How strong is the working-renter base in Fort Deposit, AL?
Tenant quality in Fort Deposit, AL ranks as solid. Landlords generally report predictable occupancy at market rents of $810/mo.
What approach is best for Fort Deposit, AL real estate?
Fort Deposit, AL investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($138K prices, $810/mo rents) make it a reasonable choice.
Is Fort Deposit, AL a good market for FHA house hackers?
House hacking in Fort Deposit, AL is a challenging. With home values around $138K and rents at $810/mo, owner-occupants can offset a meaningful share of PITI.
How do landlord-tenant laws work in Fort Deposit, AL?
The landlord environment in Fort Deposit, AL is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
You know 36032 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 36032 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 36032 ranks in Montgomery, AL
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 36032 (Fort Deposit)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 36032 (Fort Deposit, AL).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.