Real Estate Investing in Jones, Alabama (36749)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Autauga County • Population: 770 • Data updated: September 2026

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Should you buy in 36749 (Jones, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (35/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 31.0% of homes vacant — above national norms.
  • Lower household income: $21,651 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Jones, AL (36749)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $178,445
Avg Monthly Rent $810
1% Rule ✗ Does Not Meet
Median Income $21,651
% Renters 36.2%

Market Analysis: 36749 Jones

ZIP 36749 inside Autauga County looks affordable on the surface — median value of $178K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 36749 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 36749 and stronger Jones ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Employment concentration in 36749 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

New investors are better served looking at Jones's stable or hybrid ZIPs before stepping into 36749. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jones:

D Needs Caution
Buy Confidence Score: 44/100
Affordability
0/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.2× the median income
Value Trend
Rising (+10.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $810/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Montgomery, AL Metro Area
Even conditions for buyers and sellers
59 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Montgomery, AL metro data

Market Trends

Home Value History (with trend line)

$198K$181K$164K$147K$130K$113KFeb 2017Nov 2021Jul 2026

📊 How Does 36749 Compare?

Metric 36749 Jones Montgomery, AL Alabama
Home Value $178,445 $178,445 N/A $231,003
5-Year CAGR 1.8% 1.8% N/A 5.6%
Avg Rent $810 $810 N/A -
Cap Rate 3.5% 3.5% - -
💡 Why Invest in 36749? Click to expand

A healthy rental market with 36% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 36749 (Jones, AL). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.5%
Low
5yr Growth
+1.8%
Slow

📉 Market Crash Risk Index

Based on Montgomery, AL metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
58%
Days Pending
1/2
59 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $178,445
Monthly Rent $810
Price-to-Rent 18.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.5%
5-Year IRR 5.3%

📈 Home Appreciation

1-Year +10.4% ▲
3-Year CAGR +1.3% ▲
5-Year CAGR +1.8% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
31.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.8%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 36749

Population: 770

💰 Median Household Income
$21,651
This area
$21,651
State
$56,875
USA
$74,580
🏠 Renter Occupied
36.2%
This area
36.2%
State
24.9%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-24.3%
USA
3.7%
🎓 College Educated
0.0%
This area
0.0%
State
-11.9%
USA
33.7%
👤 Median Age
52.5 years
This area
52.5 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
31.0%
This area
31.0%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 50.7%
Black/African American 49.3%
👶 Under 18
15.1%
This area
15.1%
USA
22.0%
👴 65 and Over
28.1%
This area
28.1%
USA
17.3%
📊 Poverty Rate
18.2%
This area
18.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 350 Off-Campus Students
C
George C Wallace State Community College-Selma
1,935 students · 11.7 mi
C
Selma University
60 students · 13.7 mi

Frequently Asked Questions

How viable is house hacking in Jones, AL?

Jones, AL is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $178K price point reasonable to enter.

What is the average monthly rent in Jones, AL?

The typical rental in Jones, AL commands about $810/mo monthly. That rent profile even-keeled cash flow against the $178K purchase basis.

Are tenants stable in Jones, AL?

The tenant pool in Jones, AL is solid, supported by local employment and population fundamentals. Rents of $810/mo are well-absorbed by the market.

Is Jones, AL a friendly market for rental owners?

Rental owners in Jones, AL deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What price range are homes in Jones, AL?

In Jones, AL the median home value sits at $178K. Against the broader AL market, that reads as reasonable for most investors.

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How 36749 ranks in Montgomery, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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