Real Estate Investing in Tyler, Alabama (36785)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 36785 (Tyler, AL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 31.4% of homes vacant — above national norms.
- Declining values: -0.2% 5-year CAGR — values have moved lower.
- Elevated poverty: 21.7% poverty rate — can affect rent collection.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Tyler, AL (36785)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 36785 Tyler
On balance, ZIP 36785 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $141K median. It rewards specialists, not generalists.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 36785 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
ZIP 36785's metrics run below Lowndes's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Looking more closely, 969 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Experienced landlords with local relationships tend to find 36785 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Tyler:
Market Trends
Home Value History (with trend line)
📊 How Does 36785 Compare?
| Metric | 36785 | Tyler | Alabama |
|---|---|---|---|
| Home Value | $141,399 | $141,399 | $231,003 |
| 5-Year CAGR | N/A | N/A | 5.6% |
| Avg Rent | $810 | $810 | - |
| Cap Rate | 4.5% | 4.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 36785 (Tyler, AL). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 36785 (Tyler, AL)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $141,399 |
| Monthly Rent | $810 |
| Price-to-Rent | 14.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.9% |
| Cap Rate | 4.5% |
| 5-Year IRR | 4.2% |
📈 Home Appreciation
| 1-Year | -1.0% ▼ |
| 3-Year CAGR | -0.1% ▼ |
| 5-Year CAGR | -0.2% ▼ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 36785
Population: 969
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How much does a house cost in Tyler, AL?
Tyler, AL median home values land near $141K. That is reasonable territory for investors looking at $810/mo-per-month rentals.
Is Tyler, AL better for rentals, flips, or BRRRR?
A careful cash-flow rentals with hands-on management strategy Tyler, AL best. The market produces reliable results for that approach at the $141K price point.
How landlord-friendly is Tyler, AL?
Tyler, AL falls under AL landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
Is Tyler, AL a good market for FHA house hackers?
For house hackers, Tyler, AL is a challenging. The $810/mo rent on a unit helps defray the mortgage on a $141K property.
Are renters plentiful in Tyler, AL?
The renter base in Tyler, AL is reasonable for the $810/mo price point. Screening well and pricing to market typically yields steady tenants.
You know 36785 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 36785 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 36785 (Tyler)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 36785 (Tyler, AL).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.