Best ZIP Codes for Cash Flow in Hilton Head Island-Bluffton, SC (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 29945 | Yemassee, SC | $191,686 | $1,476 | 6.01% | 2.7% |
| 2 | 29944 | Varnville, SC | $164,392 | $1,026 | 4.87% | 3.2% |
| 3 | 29936 | Ridgeland, SC | $323,462 | $1,877 | 4.53% | 6.2% |
| 4 | 29922 | Garnett, SC | $184,034 | $1,026 | 4.35% | -1.1% |
| 5 | 29909 | Bluffton, SC | $484,614 | $2,620 | 4.22% | 5.8% |
| 6 | 29906 | Beaufort, SC | $361,561 | $1,772 | 3.82% | 7.0% |
| 7 | 29907 | Beaufort, SC | $482,144 | $2,138 | 3.46% | 7.0% |
| 8 | 29935 | Port Royal, SC | $358,985 | $1,569 | 3.41% | 8.4% |
| 9 | 29916 | Early Branch, SC | $236,848 | $1,026 | 3.38% | 1.9% |
| 10 | 29902 | Beaufort, SC | $424,563 | $1,795 | 3.30% | 7.8% |
| 11 | 29927 | Hardeeville, SC | $412,722 | $1,657 | 3.13% | 6.3% |
| 12 | 29928 | Hilton Head Island, SC | $771,543 | $3,079 | 3.11% | 7.2% |
| 13 | 29910 | Bluffton, SC | $523,459 | $2,060 | 3.07% | 6.6% |
| 14 | 29926 | Hilton Head Island, SC | $753,570 | $2,922 | 3.02% | 7.9% |
| 15 | 29940 | Seabrook, SC | $408,297 | $1,476 | 2.82% | 4.1% |
| 16 | 29915 | Bluffton, SC | $675,593 | $1,773 | 2.05% | 8.1% |
| 17 | 29920 | Saint Helena Island, SC | $600,535 | $1,476 | 1.92% | 9.1% |
| 18 | 29941 | Sheldon, SC | $2,413,419 | $1,476 | 0.48% | 5.8% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Hilton Head Island-Bluffton, SC · Affordable in Hilton Head Island-Bluffton, SC
Or see the full Hilton Head Island-Bluffton, SC metro profile.