Most Affordable ZIP Codes in Hilton Head Island-Bluffton, SC (2026)

The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.

# ZIP City Home value Rent Cap rate 5-yr growth
1 29944 Varnville, SC $164,392 $1,026 4.87% 3.2%
2 29922 Garnett, SC $184,034 $1,026 4.35% -1.1%
3 29945 Yemassee, SC $191,686 $1,476 6.01% 2.7%
4 29936 Ridgeland, SC $323,462 $1,877 4.53% 6.2%
5 29935 Port Royal, SC $358,985 $1,569 3.41% 8.4%
6 29906 Beaufort, SC $361,561 $1,772 3.82% 7.0%
7 29940 Seabrook, SC $408,297 $1,476 2.82% 4.1%
8 29927 Hardeeville, SC $412,722 $1,657 3.13% 6.3%
9 29902 Beaufort, SC $424,563 $1,795 3.30% 7.8%
10 29907 Beaufort, SC $482,144 $2,138 3.46% 7.0%
11 29909 Bluffton, SC $484,614 $2,620 4.22% 5.8%
12 29910 Bluffton, SC $523,459 $2,060 3.07% 6.6%
13 29920 Saint Helena Island, SC $600,535 $1,476 1.92% 9.1%
14 29915 Bluffton, SC $675,593 $1,773 2.05% 8.1%
15 29926 Hilton Head Island, SC $753,570 $2,922 3.02% 7.9%
16 29928 Hilton Head Island, SC $771,543 $3,079 3.11% 7.2%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →