Real Estate Investing in Yemassee, South Carolina (29945)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Beaufort County • Population: 3,652 • Data updated: September 2026

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Should you buy in 29945 (Yemassee, SC)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.1% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Yemassee, SC (29945)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $191,686
Avg Monthly Rent $1,476
1% Rule ✗ Does Not Meet
Median Income $50,222
% Renters 25.5%

Market Analysis: 29945 Yemassee

Investors eyeing 29945 need to respect the fundamentals at play. Home values of $192K come alongside slower price movement and elevated management overhead.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $192K asset, 29945 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader SC picture, 29945 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 29945 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

New investors are better served looking at Yemassee's stable or hybrid ZIPs before stepping into 29945. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Yemassee:

C+ Average
Buy Confidence Score: 61/100
Affordability
15/25
Appreciation
14/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+11.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,476/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Hilton Head Island-Bluffton, SC Metro Area
More inventory, negotiating room for buyers
80 days
Average time to sell
Slow
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Hilton Head Island-Bluffton, SC metro data
🏠

Property Strategy for 29945

Which property type performs best in this market?

Best for Cash Flow
4BR
7.9% cap rate
Best for Appreciation
3BR
+8.1% 5yr CAGR
Best Overall Value
4BR
$57,538/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $183,477 $1,980 7.8% +8.1% $61,159
4BR $230,150 $2,530 7.9% $57,538

Market Trends

Home Value History (with trend line)

$207K$182K$156K$131K$105K$80KJul 2006Jul 2016Jul 2026

📊 How Does 29945 Compare?

Metric 29945 Yemassee Hilton Head Island-Bluffton, SC South Carolina
Home Value $191,686 $191,686 N/A $299,690
5-Year CAGR 2.7% 2.7% N/A 7.3%
Avg Rent $1,476 $1,476 N/A -
Cap Rate 6.0% 6.0% - -
💡 Why Invest in 29945? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 29945 (Yemassee, SC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.0%
Good
5yr Growth
+2.7%
Slow

📊 Market Snapshot

Home Value $191,686
Monthly Rent $1,476
Price-to-Rent 10.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.2%
Cap Rate 6.0%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +11.9% ▲
3-Year CAGR +1.4% ▲
5-Year CAGR +2.7% ▲
10-Year CAGR +6.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 6.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 29945

Population: 3,652

💰 Median Household Income
$50,222
This area
$50,222
State
$58,636
USA
$74,580
🏠 Renter Occupied
25.5%
This area
25.5%
State
26.9%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-1.4%
USA
3.7%
🎓 College Educated
7.4%
This area
7.4%
State
14.2%
USA
33.7%
👤 Median Age
48.1 years
This area
48.1 years
State
22.7 years
USA
38.9 years
🏚️ Vacancy Rate
14.1%
This area
14.1%
State
17.5%
USA
10.5%
👥 Population by Ethnicity
Black/African American 75.0%
White 20.9%
Other/Mixed 4.1%
Hispanic/Latino 1.9%
👶 Under 18
17.3%
This area
17.3%
USA
22.0%
👴 65 and Over
12.7%
This area
12.7%
USA
17.3%
📊 Poverty Rate
13.5%
This area
13.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 29945

B+ Avg School Grade
1 Schools
13.0:1 Avg Class Size
$16,919 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Fennell Elementary

📚 Pre-K – 06 School
👥
132 Students
👨‍🏫
13.0:1 Class Size
💰
$16,919 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How does Yemassee, SC rate as a rental market?

Yemassee, SC scores 3.0/5 for investability. Home values sit at $192K and rents near $1,476/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Which real estate strategy fits Yemassee, SC?

The best-fit strategy in Yemassee, SC is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Is it easy to find good tenants in Yemassee, SC?

Tenant demand in Yemassee, SC is solid. The local workforce $1,476/mo rents across most rental classes.

Are eviction rules reasonable in Yemassee, SC?

For rental operators, Yemassee, SC rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Should investors worry about vacancy in Yemassee, SC?

Vacancy in Yemassee, SC is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,476/mo.

You know 29945 now. You don’t know where it ranks.

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How 29945 ranks in Hilton Head Island-Bluffton, SC

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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