Best ZIP Codes for Cash Flow in Duluth, MN-WI (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 55750 | Hoyt Lakes, MN | $127,935 | $1,125 | 6.86% | 7.6% |
| 2 | 55713 | Buhl, MN | $134,669 | $1,116 | 6.46% | 7.5% |
| 3 | 55807 | Duluth, MN | $219,534 | $1,669 | 5.93% | 6.5% |
| 4 | 55708 | Aurora, MN | $131,862 | $927 | 5.48% | 5.7% |
| 5 | 55792 | Virginia, MN | $146,292 | $1,013 | 5.40% | 4.9% |
| 6 | 55782 | Ely, MN | $134,402 | $927 | 5.38% | 5.9% |
| 7 | 55719 | Chisholm, MN | $140,177 | $927 | 5.16% | 6.1% |
| 8 | 55746 | Hibbing, MN | $167,061 | $1,067 | 4.98% | 6.6% |
| 9 | 55803 | Rice Lake, MN | $366,683 | $2,342 | 4.98% | 6.1% |
| 10 | 55706 | Babbitt, MN | $153,779 | $927 | 4.70% | 6.9% |
| 11 | 55804 | Duluth, MN | $368,086 | $2,204 | 4.67% | 6.3% |
| 12 | 55805 | Duluth, MN | $227,779 | $1,317 | 4.51% | 6.9% |
| 13 | 55734 | Eveleth, MN | $172,326 | $990 | 4.48% | 4.9% |
| 14 | 56649 | International Falls, MN | $161,947 | $927 | 4.46% | 5.8% |
| 15 | 55717 | Canyon, MN | $270,068 | $1,539 | 4.44% | 5.9% |
| 16 | 55806 | Duluth, MN | $217,684 | $1,240 | 4.44% | 6.8% |
| 17 | 55602 | Brimson, MN | $198,259 | $1,125 | 4.43% | 4.7% |
| 18 | 55705 | Aurora, MN | $165,170 | $927 | 4.38% | 6.5% |
| 19 | 55811 | Duluth, MN | $366,514 | $2,002 | 4.26% | 5.9% |
| 20 | 55736 | Floodwood, MN | $186,034 | $927 | 3.89% | 6.0% |
| 21 | 55711 | Brookston, MN | $213,919 | $1,053 | 3.84% | 3.2% |
| 22 | 55765 | Meadowlands, MN | $191,582 | $927 | 3.77% | 8.4% |
| 23 | 55724 | Cotton, MN | $233,670 | $1,125 | 3.76% | 6.0% |
| 24 | 55808 | Duluth, MN | $229,847 | $1,107 | 3.76% | 6.1% |
| 25 | 55768 | Mountain Iron, MN | $215,392 | $1,017 | 3.68% | 4.6% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Duluth, MN-WI · Affordable in Duluth, MN-WI
Or see the full Duluth, MN-WI metro profile.