Real Estate Investing in Cotton, Minnesota

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 719 • Saint Louis County

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Should you buy in Cotton, MN? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 55.6% of homes vacant — above national norms.

What’s happening in Cotton, MN?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

6.0% 5yr CAGR

3.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $233,670
Avg Monthly Rent $1,125
ZIP Codes 1

Investing in Cotton Real Estate

Cotton (Minnesota) spans 1 ZIPs and roughly a sizable population. decisively the fundamentals here skew distressed, with soft rents, soft appreciation, and structural headwinds worth respecting.

decisively Cotton's aggregate rating of ★★★☆☆ reflects subdued investor metrics across the board — weak rent growth, weak appreciation, and rising-vacancy pressure in multiple ZIPs.

unambiguously Cotton's sale market has not rewarded patience. a stretch for listings sit longer, price cuts are common, and rent growth has been flat to negative in multiple ZIPs.

Population dynamics in Cotton haven't been supportive. less favorable for combined with underwhelming income growth, the demographic backdrop complicates any purely financial underwriting.

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Best ZIP codes in Duluth, MN-WI

Cotton is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$233,670
Avg Monthly Rent
$1,125
1% Rule
✗ Below
Landlord Friendly (MN)

ZIP Codes in Cotton, MN

Screen every ZIP in Cotton

Filter Cotton’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Cotton, MN

How qualified is the tenant pool in Cotton, MN?

Cotton, MN draws a steady base of working renters. Demand at the $1,125/mo rent level is reasonable for standard single-family and small multi rentals.

Are eviction rules reasonable in Cotton, MN?

Rental owners in Cotton, MN deal with a balanced legal framework. Most standard eviction processes run on reasonable timelines.

What are vacancy rates like in Cotton, MN?

Vacancy risk in Cotton, MN is elevated. That supports reliable cash flow for typical rental holds.

Can owner-occupants cash flow in Cotton, MN?

The house hack math a challenging in Cotton, MN. Owner-occupant buyers benefit from the $1,125/mo rents and $234K home values.

How much does a house cost in Cotton, MN?

Median home price in Cotton, MN is near $234K, with a 5-year CAGR of 0.0%. Prices have been predictable and supportive of buy-and-hold strategies.

Community Ratings

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