Real Estate Investing in Chisholm, Minnesota (55719)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55719 (Chisholm, MN)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.9% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Chisholm, MN (55719)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 55719 Chisholm
ZIP 55719 inside Saint Louis County looks affordable on the surface — median value of $140K — but the discount exists for reasons that a careful buyer should understand before committing.
The investment case in 55719 is solid only for operators who understand what they are buying. A $140K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
The gap between 55719 and stronger Chisholm ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The demographic picture in 55719 includes headwinds that any investor should price in. Income distribution skews lower than Chisholm averages, and tenant stability requires active management.
Distressed ZIPs reward experience. sturdy returns are possible in 55719, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Chisholm:
Property Strategy for 55719
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $79,500 | $810 | 7.3% | +4.9% | $79,500 |
| 2BR | $107,326 | $1,030 | 6.9% | +7.9% | $53,663 |
| 3BR | $144,589 | $1,390 | 6.9% | +7.5% | $48,196 |
| 4BR | $148,983 | $1,730 | 8.4% | +7.2% | $37,246 |
Market Trends
Home Value History (with trend line)
📊 How Does 55719 Compare?
| Metric | 55719 | Chisholm | Duluth, MN-WI | Minnesota |
|---|---|---|---|---|
| Home Value | $140,177 | $140,177 | N/A | $340,597 |
| 5-Year CAGR | 6.1% | 6.1% | N/A | 4.9% |
| Avg Rent | $927 | $927 | N/A | - |
| Cap Rate | 5.2% | 5.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55719 (Chisholm, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $140,177 |
| Monthly Rent | $927 |
| Price-to-Rent | 12.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.9% |
| Cap Rate | 5.2% |
| 5-Year IRR | 11.2% |
📈 Home Appreciation
| 1-Year | +13.5% ▲ |
| 3-Year CAGR | +5.7% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55719
Population: 5,642
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55719
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 833 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is real estate in Chisholm, MN a good investment right now?
Chisholm, MN scores 3.0/5 for investability. Home values sit at $140K and rents near $927/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Are tenants stable in Chisholm, MN?
Working renters make up the core of the Chisholm, MN tenant base. The pool is reasonable for investors targeting long-term holds.
What strategy should investors use in Chisholm, MN?
Investors usually favor careful cash-flow rentals with hands-on management in Chisholm, MN. With home values at $140K and rents near $927/mo, other strategies can work but produce even-keeled rather than outsized returns.
Is vacancy a concern in Chisholm, MN?
Expect elevated vacancy in Chisholm, MN. Rents at $927/mo are absorbed by the tenant base without meaningful lag.
What price range are homes in Chisholm, MN?
Median home price in Chisholm, MN is near $140K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.
You know 55719 now. You don’t know where it ranks.
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How 55719 ranks in Duluth, MN-WI
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