Real Estate Investing in Duluth, Minnesota (55807)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55807 (Duluth, MN)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Duluth, MN (55807)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 55807 Duluth
Turning to rents, ZIP 55807 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $220K median. It rewards specialists, not generalists.
From an investor standpoint, the numbers look inviting — $220K purchase price, 0.0% nominal cap — the work to hit that pro forma in 55807 is substantial and deserves full respect.
ZIP 55807's metrics run below Saint Louis County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Demographically, 55807 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 55807 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Duluth:
Property Strategy for 55807
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $146,411 | $950 | 4.7% | +10.0% | $146,411 |
| 2BR | $189,010 | $1,190 | 4.5% | +8.5% | $94,505 |
| 3BR | $221,098 | $1,630 | 5.3% | +8.1% | $73,699 |
| 4BR | $257,452 | $2,000 | 5.6% | +8.0% | $64,363 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 55807 Compare?
| Metric | 55807 | Duluth | Duluth, MN-WI | Minnesota |
|---|---|---|---|---|
| Home Value | $219,534 | $278,655 | N/A | $340,597 |
| 5-Year CAGR | 6.5% | 6.2% | N/A | 4.9% |
| Avg Rent | $1,669 | $1,528 | N/A | - |
| Cap Rate | 5.9% | 4.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55807 (Duluth, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $219,534 |
| Monthly Rent | $1,669 |
| Price-to-Rent | 11.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.1% |
| Cap Rate | 5.9% |
| 5-Year IRR | 12.4% |
📈 Home Appreciation
| 1-Year | +9.9% ▲ |
| 3-Year CAGR | +5.8% ▲ |
| 5-Year CAGR | +6.5% ▲ |
| 10-Year CAGR | +7.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55807
Population: 9,573
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55807
Schools in This ZIP Code
Nearby Schools (1 more)
Schools in adjacent ZIP codes that may serve this area
LINCOLN PARK MIDDLE SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,531 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Does Duluth, MN make sense for an investment property?
Yes - Duluth, MN a 3.0/5 investability score. With $220K home prices against $1,669/mo monthly rent, the market delivers a reasonable entry point for new investors.
What do landlords charge for rent in Duluth, MN?
Investors in Duluth, MN typically see rents near $1,669/mo per month against $220K home values - a solid setup for rental cash flow.
What is the smart move for investors in Duluth, MN?
Investors usually favor careful cash-flow rentals with hands-on management in Duluth, MN. With home values at $220K and rents near $1,669/mo, other strategies can work but produce steady rather than outsized returns.
Are renters plentiful in Duluth, MN?
The tenant pool in Duluth, MN is solid, supported by local employment and population fundamentals. Rents of $1,669/mo are well-absorbed by the market.
How strict are landlord regulations in Duluth, MN?
For rental operators, Duluth, MN rates as balanced. The regulatory environment standard buy-and-hold operations.
You know 55807 now. You don’t know where it ranks.
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How 55807 ranks in Duluth, MN-WI
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