Real Estate Investing in Duluth, Minnesota (55810)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55810 (Duluth, MN)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Duluth, MN (55810)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 55810 Duluth
The 55810 ZIP covers a section of Duluth that demands careful diligence. Prices near $311K look accessible, but the work to make a deal cash flow is real.
Rent of $1,224/mo on a $311K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 55810 sits below the stated 0.0% once reality is priced in.
ZIP 55810's metrics run below St. Louis's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Resident income in 55810 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Duluth:
Property Strategy for 55810
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $182,803 | $1,080 | 4.3% | +8.0% | $182,803 |
| 2BR | $226,973 | $1,360 | 4.3% | +7.9% | $113,487 |
| 3BR | $308,317 | $1,860 | 4.3% | +7.3% | $102,772 |
| 4BR | $400,973 | $2,280 | 4.1% | +7.1% | $100,243 |
Market Trends
Home Value History (with trend line)
📊 How Does 55810 Compare?
| Metric | 55810 | Duluth | Minnesota |
|---|---|---|---|
| Home Value | $310,674 | $278,655 | $340,597 |
| 5-Year CAGR | 6.3% | 6.2% | 4.9% |
| Avg Rent | $1,224 | $1,528 | - |
| Cap Rate | 3.1% | 4.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55810 (Duluth, MN). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 55810 (Duluth, MN)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $310,674 |
| Monthly Rent | $1,224 |
| Price-to-Rent | 21.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.7% |
| Cap Rate | 3.1% |
| 5-Year IRR | 9.4% |
📈 Home Appreciation
| 1-Year | +10.9% ▲ |
| 3-Year CAGR | +6.2% ▲ |
| 5-Year CAGR | +6.3% ▲ |
| 10-Year CAGR | +6.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55810
Population: 8,305
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55810
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,531 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are tenants stable in Duluth, MN?
Duluth, MN offers a stable renter base at the $1,224/mo rent level. Tenant turnover is reasonable for well-managed properties.
How does Duluth, MN stack up for property investment?
Investors tracking Duluth, MN will find a 3.0/5 rating supported by $311K median home values and $1,224/mo rents. That profile suits long-term holders targeting stable returns.
How do home values compare in Duluth, MN?
Expect median prices around $311K in Duluth, MN. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.
Does Duluth, MN favor landlords or tenants?
Landlord-friendliness in Duluth, MN is balanced. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Is vacancy a concern in Duluth, MN?
Vacancy risk in Duluth, MN is elevated. That supports measured cash flow for typical rental holds.
You know 55810 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 55810 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 55810 (Duluth)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 55810 (Duluth, MN).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.